March 18, 1996


Mr. Max Munn
President
Decor Group, Inc.
320 Washington Street
Mt. Vernon, NY  10553

                        Re:  Bridge Loan

Dear Mr. Munn:

     This letter summarizes our agreement as follows:

     1. Bridge Loan. Upon the execution of this letter, the undersigned
("Lender") shall loan (the "Loan")___________________________________________ to
Decor Group, Inc., a Delaware corporation (the "Company"), pursuant to the terms
of a certain promissory note in the amount of ____________ (i) payable on the
earlier of March 18, 1997 or (ii) the closing of the Company's next public
offering (the "Note"). The form of the Note is attached hereto as Exhibit A.
Concurrently, with the execution of this letter, the Company shall execute and
deliver the Note to Lender.

     2. Issuance of Bridgeholder's Warrants. As additional consideration, solely
for making the Loan, the Company hereby grants to Lender the right to receive
____________________ Class A Redeemable Common Stock Purchase Warrants (the
"Bridgeholder's Warrants") of the Company. The terms and conditions of the
Bridgeholder Warrants will be identical to the terms and conditions of the Class
A Warrants being offered to the public pursuant to the Company's next Public
Offering (the "Public Offering"). At any time following the date on which the
next registration statement (the "Registration Statement") filed by the Company
with the Securities and Exchange Commission (the


                                      1




Mr. Max Munn
March 18, 1996


"Commission") under the Securities Act of 1933, as amended (the "Securities
Act") is declared effective by the Commission, Lender may exercise its right to
receive the Bridgeholder's Warrants by delivering notice thereof to the Company
and the Company will deliver to Lender certificates representing each of the
Bridgeholder's Warrants.

     3. Registration Rights. The Company agrees to include the Bridgeholder's

Warrants and the shares of the Common Stock issuable upon exercise of the
Bridgeholder's Warrants (collectively, the "Registrable Securities"), in the
Registration Statement at no cost or expense to Lender.

     Anything in this Section 3 to the contrary notwithstanding, in the event
that the managing underwriter of the Public Offering informs the Company in
writing that the inclusion of the Registrable Securities in the Public Offering
will result in the inability to effect the Public Offering or qualify the Public
Offering in one or more states which such managing underwriter, in its sole
discretion, deems necessary for the Public Offering to proceed, Lender shall
agree to withhold some or all of the Registrable Securities from registration in
accordance with the instructions of such managing underwriter. In such event,
upon Lender's request, the Company shall file a registration statement with the
Commission for the purpose of registering the Registrable Securities as soon as
practicable after the closing date of such Public Offering at no cost or expense
to Lender.

     Lender agrees not to sell, pledge, hypothecate, encumber or otherwise
dispose of any of the Registrable Securities for a period of thirteen (13)
months following the Effective Date, subject to earlier release at the
discretion of the underwriter of the Initial Public Offering.

     4. Representations of Lender. Lender represents that he is acquiring the
Bridgeholder's Warrants for investment purposes only and not with a view to any
resale or public distribution thereof. Lender has had full access to the books
and records of the Company and has had the opportunity to question the officers,
counsel and independent accountants of the Company. Lender is an "accredited
investor" as defined in section 2(15) of the Securities Act and Regulation D
promulgated by the Commission.

     5. Security. As collateral for the Loan, the Company agrees that Lender
shall have a security interest in 200,000 shares of common stock and 200,000
shares of Class A preferred stock of Interiors, Inc., all of which are owned by
the Company, free and clear of any other liens or encumbrances, other than those
created simultaneously herewith in




connection with bridge loans to the Company aggregating no more than $250,000.
The Company shall make all filings, at the Company's expense, which are
necessary to reflect such security interest. In addition, in the event of a
default by the Company hereunder or under the Note, Laurie Munn shall personally
guarantee all of the Company's obligations due under the Note.

     6. Governing Law; Jurisdiction and Venue. Regardless of the place of
execution or performance, this letter and the Notes shall be governed by, and
construed in accordance with, the laws of the State of New York without giving
effect to such State's conflicts of laws provisions. Each of the parties hereto
irrevocably consents to the jurisdiction and venue of the federal and state
courts located in the State of New York, County of New York.

     Please acknowledge your consent to the foregoing terms by countersigning
the enclosed duplicate copy of this letter and returning it to us together with

the Notes.

                                    Very truly yours,



                                    By:_____________________________
                                    Name:
                                    Title:

AGREED TO AND ACKNOWLEDGED:
DECOR GROUP, INC.

By:_____________________________
      Max Munn, President

As to Paragraph 5 Above:

________________________________
        Laurie Munn