UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    Form 8-K

                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934

         Date of Report (Date of earliest event reported): June 6, 1997
                                                           ------------

                         CHASE MANHATTAN BANK USA, N.A.
                         ------------------------------
              (Exact Name of registrant specified in its charter)

United States                             333-07575              22-2382028
- -------------                             ---------              ----------
(State or other Jurisdiction of   (Commission File Number)    (I.R.S. employer
Incorporation)                                               Identification No.)

                              802 Delaware Avenue
                           Wilmington, Delaware 19801
                    (Address of principal executive offices)
                    ----------------------------------------
                 Registrant's telephone number: (302) 575-5033




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Item 5.  Other Events

         On May 14, 1997, Chase Manhattan Bank USA, N.A. ("Chase USA") formed
Chase Manhattan Auto Owner Trust 1997-B (the "Issuer") pursuant to a Trust
Agreement, dated as of May 14, 1997, between Chase USA and Wilmington Trust
Company, as Owner Trustee (the "Owner Trustee").

         On May 14, 1997, the Owner Trustee filed a Certificate of Trust in
respect of the Issuer with the Delaware Secretary of State pursuant to Section
3810 of Title 12 of the Delaware Code.

         On May 30, 1997, Norwest Bank Minnesota, National Association (the
"Indenture Trustee") executed and delivered to Simpson Thacher & Bartlett, as
counsel for the Issuer, a statement on Form T-1 as to its eligibility pursuant
to the requirements of the Trust Indenture Act of 1939 (the "TIA") to hold the
position of indenture trustee under an Indenture, between the Issuer and the
Indenture Trustee (the "Indenture").


Item 7.  Financial Statements, Pro Forma Financial Statements and Exhibits

         Exhibits

         4.3(A)(3)     Certificate of Trust of the Issuer.

         4.3(B)(3)     Trust Agreement pursuant to which the Issuer was formed.

         25.2          Statement of the Indenture Trustee on Form T-1 as to its
                       eligibility pursuant to the requirements of the TIA to
                       hold the position of indenture trustee under the
                       Indenture.






                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                              CHASE MANHATTAN BANK USA, N.A.
                                              ---------------------------------
                                                    (Registrant)


                                              By:  /s/ Keith Schuck
                                                 ------------------------------
                                              Name:    Keith Schuck
                                              Title:   Controller


Date:  June 6, 1997




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                               INDEX TO EXHIBITS


                                                                 Sequentially 
Exhibit Number  Exhibit                                          Numbered Pages
- --------------  -------                                          --------------

4.3(A)(3)       Trust Agreement pursuant to which the Issuer
                was formed.                                               1

4.3(B)(3)       Certificate of Trust of the Issuer.                       2


25.2            Statement of the Indenture Trustee on Form                4
                T-1 as to its eligibility pursuant to the
                requirements of the TIA to hold the position
                of indenture trustee under the Indenture.