UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    Form 8-K

                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported): March 11, 1998
                                                         --------------


                CHASE MANHATTAN BANK USE, NATIONAL ASSOCIATION
                ----------------------------------------------
             (Exact Name of registrant specified in its charter)



                                                                               
United States                              333-36939                                 22-2382028
- --------------                             ---------                                 ----------
(State or other Jurisdiction of            (Commission File Number)                  (I.R.S. employer
Incorporation)                                                                       Identification No.)


                               802 Delaware Avenue
                           Wilmington, Delaware 19801
                    (Address of principal executive offices)
                    ----------------------------------------
                  Registrant's telephone number: (302) 575-5033



                                                                              2

Item 5.  Other Events

                  On March 11, 1998, Chase Manhattan Bank USA, National
Association ("Chase USA") formed Chase Manhattan Auto Owner Trust 1998-B (the
"Issuer") pursuant to a Trust Agreement, dated as of March 11, 1998, between
Chase USA and Wilmington Trust Company, as Owner Trustee (the "Owner Trustee").

                  On March 11, 1998, the Owner Trustee filed a Certificate of
Trust in respect of the Issuer with the Delaware Secretary of State pursuant to
Section 3810 of Title 12 of the Delaware Code.

                  On March 16, 1998, Norwest Bank Minnesota, National
Association (the "Indenture Trustee") executed and delivered to Simpson Thacher
& Bartlett, as counsel for the Issuer, a statement on Form T-1 as to its
eligibility pursuant to the requirements of the Trust Indenture Act of 1939 (the
"TIA") to hold the position of indenture trustee under an Indenture, between the
Issuer and the Indenture Trustee (the "Indenture").


Item 7.  Financial Statements, Pro Forma Financial Statements and Exhibits

         Exhibits

         4.3(A)(4)           Certificate of Trust of the Issuer.

         4.3(B)(4)           Trust Agreement pursuant to which the Issuer was
                             formed.

         25.3                Statement of the Indenture Trustee on Form T-1 as 
                             to its eligibility pursuant to the requirements of 
                             the TIA to hold the position of indenture trustee 
                             under the Indenture.



                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                         CHASE MANHATTAN BANK USA,
                                         NATIONAL ASSOCIATION   (Registrant)


                                         By: /s/ Patricia Garvey
                                            ------------------------------------
                                         Name:    Patricia Garvey 
                                         Title:   Vice President 


Date:  March 11, 1998



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                                INDEX TO EXHIBITS




Exhibit Number   Exhibit                                           Sequentially
- --------------   -------                                          Numbered Pages
                                                                  --------------

4.3(A)(4)        Certificate of Trust of the Issuer.                      1

4.3(B)(4)        Trust Agreement pursuant to which the Issuer             2
                 was formed.

25.3             Statement of the Indenture Trustee on Form               4
                 T-1 as to its eligibility pursuant to the
                 requirements of the TIA to hold the position
                 of indenture trustee under the Indenture.