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                     SECURITIES AND EXCHANGE COMMISSION
                          Washington, D.C.  20549

                            -------------------

                                 FORM 8-K

                              CURRENT REPORT


                   Pursuant to Section 13 or 15(d) of the
                      Securities Exchange Act of 1934

                            -------------------

      Date of Report (Date of earliest event reported): October 15, 1998


                 Advanta Automobile Receivables Trust 1998-1
          --------------------------------------------------------
           (Exact name of registrant as specified in its charter)


                                                             Application
            Delaware                    333-19733              Pending
  -----------------------------        ------------       -------------------
  (State or Other Jurisdiction         (Commission         (I.R.S. Employer
        of Incorporation               File Number)       Identification No.)


c/o Advanta Auto Finance Corporation
500 Office Center Drive, Suite 400
Fort Washington, Pennsylvania 19034                                  19034
- ------------------------------------                             ------------
     (Address of Principal                                        (Zip Code)
       Executive Offices)


             Registrant's telephone number, including area code:
             ---------------------------------------------------
                               (215) 444-4663

                                  No Change
        -------------------------------------------------------------
        (Former name or former address, if changed since last report)


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  Item 7. Financial Statements and Exhibits.
     (c)  Exhibits:
          99.1   Monthly Servicing Report for the Collection Period ending
                 October 30, 1998 relating to the Advanta Auto Receivables
                 Trust 1998-1.



                                      2


                                  SIGNATURES

    
        Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                               ADVANTA AUTOMOBILE RECEIVABLES TRUST 1998-1
                               (Registrant)



                               By: /s/ David Plante
                                 --------------------------
                               Name: David Plante
                               Title: President


Dated: November 17, 1998