- -------------------------------------------------------------------------------- CHASE MANHATTAN AUTO OWNER TRUST SERIES 1997-A STATEMENT TO CERTIFICATEHOLDERS ================================================================================ PERIOD 24 PAGE # 1 DETERMINATION:10-Mar-99 Beginning 2/1/99 DISTRIBUTION: 15-Mar-99 Ending 2/28/99 TIME: 4/13/99 11:05 CLASS A-1 5.545% MONEY MARKET ASSET BACKED NOTES CLASS A-2 5.950% ASSET BACKED NOTES CLASS A-3 6.250% ASSET BACKED NOTES CLASS A-4 6.400% ASSET BACKED NOTES CLASS A-5 6.500% ASSET BACKED NOTES CLASS B-1 6.650% ASSET BACKED CERTIFICATES ORIG PRINCIPAL BEG PRINCIPAL PRINCIPAL INTEREST TOTAL END PRINCIPAL CLASS BALANCE BALANCE DISTRIBUTION DISTRIBUTION DISTRIBUTION BALANCE - ------------------------------------------------------------------------------------------------------------------------------- A-1 Notes $250,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00 A-2 Notes $365,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00 A-3 Notes $270,000,000.00 $197,115,747.66 $23,809,246.60 $1,026,644.52 $24,835,891.12 $173,306,501.06 A-4 Notes $165,000,000.00 $165,000,000.00 $0.00 $880,000.00 $880,000.00 $165,000,000.00 A-5 Notes $85,500,000.00 $85,500,000.00 $0.00 $463,125.00 $463,125.00 $85,500,000.00 - ------------------------------------------------------------------------------------------------------------------------------- NOTE TOTALS $1,135,500,000.00 $447,615,747.66 $23,809,246.60 $2,369,769.52 $26,179,016.12 $423,806,501.06 - ------------------------------------------------------------------------------------------------------------------------------- B-1 $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13 - ------------------------------------------------------------------------------------------------------------------------------- CERTIFICATE TOTALS $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13 - ------------------------------------------------------------------------------------------------------------------------------- TOTALS $1,170,653,718.13 $482,769,465.79 $23,809,246.60 $2,564,579.71 $26,373,826.31 $458,960,219.19 - ------------------------------------------------------------------------------------------------------------------------------- FACTOR INFORMATION PER $1,000 PRINCIPAL INTEREST END PRINCIPAL CLASS DISTRIBUTION DISTRIBUTION BALANCE - ------------------------------------------------------------------------------------- A-1 0.00000000 0.00000000 0.00000000 - ------------------------------------------------------------------------------------- A-2 0.00000000 0.00000000 0.00000000 - ------------------------------------------------------------------------------------- A-3 88.18239481 3.80238711 641.87592985 - ------------------------------------------------------------------------------------- A-4 0.00000000 5.33333333 1,000.00000000 - ------------------------------------------------------------------------------------- A-5 0.00000000 5.41666667 1,000.00000000 - ------------------------------------------------------------------------------------- Notes Totals 20.96807274 2.08698328 373.23337830 - ------------------------------------------------------------------------------------- B-1 0.00000000 5.54166672 1,000.00000000 - ------------------------------------------------------------------------------------- Certificate Totals 0.00000000 5.54166672 1,000.00000000 - ------------------------------------------------------------------------------------- TOTALS 20.33841966 2.19072444 392.05463758 - ------------------------------------------------------------------------------------- IF THERE ARE ANY QUESTIONS OR COMMENTS, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW =============================================================================== KIM COSTA THE CHASE MANHATTAN BANK - ASPG 450 WEST 33RD STREET, 15TH FLOOR NEW YORK, NEW YORK 10001 (212) 946-3247 (C) COPYRIGHT 1998, CHASE MANHATTAN BANK - -------------------------------------------------------------------------------- CHASE MANHATTAN AUTO OWNER TRUST SERIES 1997-A STATEMENT TO CERTIFICATEHOLDERS ================================================================================ PERIOD 24 PAGE # 2 DETERMINATION: 10-Mar-99 Beginning 2/1/99 DISTRIBUTION: 15-Mar-99 Ending 2/28/99 TIME: 4/13/99 11:05 per $1000 --------- Section 5.8 (iii) Servicing Fee $402,307.89 0.34366088 Section 5.8 (iv) Administration Fee $1,000.00 0.00085422 Section 5.8 (vi) Pool Balance at the end of the Collection Period 458,960,219.19 Section 5.8 (vii) Repurchase Amounts for Repurchased Receivable By Seller $0.00 By Servicer $158,072.37 TOTAL $158,072.37 Section 5.8 (viii) Realized Net Losses for Collection Period $367,627.06 Section 5.8 (ix) Reserve Account Balance after Disbursement $13,768,806.58 Section 5.8 (x) Specified Reserve Account Balance $13,768,806.58 Section 5.8 (xi) Total Distribution Amount $26,981,706.93 Servicing Fee $402,307.89 Administrative Fee $1,000.00 Noteholders' Distribution Amount $26,179,016.12 Certificateholders' Distribution Amount $ 194,810.19 Deposit to Reserve Account $204,572.73 Section 5.8 (xii) Noteholders' Distributable Amount ----------------------------------------------------------------------------------------------------------------- Prin (per Int (per Total (per Class Principal Interest Total $1000/orig) $1000/orig) $1000/orig) ----------------------------------------------------------------------------------------------------------------- A-1 $0.00 $0.00 $0.00 0.00000000 0.00000000 0.00000000 A-2 $0.00 $0.00 $0.00 0.00000000 0.00000000 0.00000000 A-3 $23,809,246.60 $1,026,644.52 $24,835,891.12 88.18239481 3.80238711 91.98478193 A-4 $0.00 $880,000.00 $880,000.00 0.00000000 5.33333333 5.33333333 A-5 $0.00 $463,125.00 $463,125.00 0.00000000 5.41666667 5.41666667 --------------------------------------------------------------------------------------------------------------- Total $23,809,246.60 $2,369,769.52 $26,179,016.12 20.96807274 2.08698328 23.05505603 --------------------------------------------------------------------------------------------------------------- Section 5.8 (xiii) Certificateholders' Distributable Amount ----------------------------------------------------------------------------------------------------------------- Prin (per Int (per Total (per Class Principal Interest Total $1000/orig) $1000/orig) $1000/orig) ----------------------------------------------------------------------------------------------------------------- B-1 $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672 -------------------------------------------------------------------------------------------------------------- Total $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672 -------------------------------------------------------------------------------------------------------------- Section 5.8 (xiv) Reserve Fund Transfer Amount $ 204,572.73 (C) COPYRIGHT 1998, CHASE MANHATTAN BANK - 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