SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                          Date of Report: July 15, 1999

                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
               -------------------------------------------------
                  (Originator of the Trust referred to herein)
           (Exact name of the registrant as specified in its charter)

                     CHASE MANHATTAN AUTO OWNER TRUST 1997-A
                   -------------------------------------------
                                    (Issuer)

         Delaware                       333-7575                  13-2633612
- ------------------------------   -------------------------  --------------------
(State or other jurisdiction      (Commission File Number)     (IRS Employer
of incorporation)                                            Identification No.)

                 802 Delaware Avenue, Wilmington, Delaware         19801
                 ------------------------------------------       -----------
                 (Address of principal executive offices)          (Zip Code)

Registrant's telephone number, including area code:  (302) 575-5033






Item 5.  Other Events:

         On 7/15/99, Chase Manhattan Auto Owner Trust 1997-A (the "Trust") made
the distribution to Certificateholders contemplated by the Sale and Servicing
Agreement, dated as of February 28, 1997, (the "Sale and Servicing Agreement"),
between the Registrant, as Seller and Servicer, and the Trust, as Issuer.

         A copy of the Certificateholder Report for such Distribution Dates
delivered pursuant to section 5.8 of the Sale and Servicing Agreement is being
filed as Exhibit 20.1 to this Current Report on Form 8-K.

Item 7(c).   Exhibits

             Exhibits       Description
             --------       ------------

             20.1           Monthly Certificateholder's statement with respect
                            to the July 15, 1999 distribution.








                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

Dated:  July 30, 1999

                                            By:   THE CHASE MANHATTAN BANK,
                                            USA, NATIONAL ASSOCIATION
                                            as Servicer

                                            By: /s/ Patricia Garvey
                                            -----------------------------------
                                            Name:    Patricia Garvey
                                            Title:   Vice President







                           INDEX TO EXHIBITS
                           ----------------------------

Exhibit No.                Description
- -----------                -----------------
20.1                       Certificateholder  Reports dated 7/15/1999 delivered
                           pursuant  to Section  5.8 of the Sale and  Servicing
                           Agreement dated as of February 28, 1997.