Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders July 15, 1999 DISTRIBUTION IN DOLLARS - ------------------------------------------------------------------------------------------------------------------------------------ ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE - ------------------------------------------------------------------------------------------------------------------------------------ A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 270,000,000.00 103,373,996.30 23,664,652.97 538,406.23 24,203,059.20 0.00 0.00 79,709,343.33 A4 165,000,000.00 165,000,000.00 0.00 880,000.00 880,000.00 0.00 0.00 165,000,000.00 A5 85,500,000.00 85,500,000.00 0.00 463,125.00 463,125.00 0.00 0.00 85,500,000.00 B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13 - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 1,170,653,718.13 389,027,714.43 23,664,652.97 2,076,341.42 25,740,994.39 0.00 0.00 365,363,061.46 - ------------------------------------------------------------------------------------------------------------------------------------ FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES - ----------------------------------------------------------------------------------- --------------------- PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS-THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE - ----------------------------------------------------------------------------------- --------------------- A1 0.00000000 0.00000000 0.00000000 0.00000000 0.000000 A1 5.545000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.000000 A2 5.950000 % A3 382.86665296 87.64686285 1.99409715 89.64096000 295.2197911 A3 6.250000 % A4 1,000.0000 0.00000000 5.33333333 5.33333333 1,000.000000 A4 6.400000 % A5 1,000.0000 0.00000000 5.41666667 5.41666667 1,000.000000 A5 6.500000 % B1 1,000.0000 0.00000000 5.54166672 5.54166672 1,000.000000 B1 6.650000 % - ----------------------------------------------------------------------------------- --------------------- TOTALS 332.31664360 20.21490438 1.77365978 21.98856416 312.10173923 - ----------------------------------------------------------------------------------- IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com /X/ (c) COPYRIGHT 1999, CHASE MANHATTAN BANK Chase Manhattan Auto Owner Trust 1997-A July 15, 1999 - -------------------------------------------------------------------------------- STATEMENT TO CERTIFICATEHOLDERS Due Period 28 Due Period Beginning Date 6/1/99 Due Period End Date 6/30/99 Determination Date 7/9/99 Section 5.8(iii) Servicing Fee 324,189.76 SectFion 5.8(iii) Servicing Fee per $1000 0.276931 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.000854 Section 5.8(vi) Pool Balance at the end of the Collection Period 365,363,061.46 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0 By Servicer 171,827.78 TOTAL 171,827.78 Section 5.8(viii) Realized Net Losses for Collection Period 140,841.07 Section 5.8(ix) Reserve Account Balance after Disbursement 10,960,891.84 Section 5.8(x) Specified Reserve Account Balance 10,960,891.84 Section 5.8(xi) Total Distribution Amount 26,699,352.75 Servicing Fee 324,189.76 Administration Fee 1,000.00 Noteholders Distribution Amount 25,546,184.20 Certficateholders Distribution Amount 194,810.19 Deposit to Reserve Account 633,168.60 /X/ (c) COPYRIGHT 1999, CHASE MANHATTAN BANK