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                       SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                          Date of Report: July 15, 1999

                    CHASE MANHATTAN MARINE OWNER TRUST 1997-A
                ------------------------------------------------
                             (Issuer of Securities)

                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
             -------------------------------------------------------
                             (Sponsor of the Trust)
             (Exact name of registrant as specified in its charter)




         United States                  333-32737               22-2382028
- ----------------------------     -----------------------    ------------------
(State or other jurisdiction    (Commission File Number)      (IRS Employer
     of incorporation)                                      Identification No.)

       802 Delaware Avenue, Wilmington, Delaware                19801
- ---------------------------------------------------------    ------------
        (Address of principal executive offices)              (Zip Code)

Registrant's telephone number, including area code: (302) 575-5033

                            THE CHASE MANHATTAN BANK
             ------------------------------------------------------
                             (Sponsor of the Trust)
             (Exact name of registrant as specified in its charter)

           New York                     333-32737               12-4994650
- ----------------------------     ------------------------   ------------------
(State or other jurisdiction     (Commission File Number)     (IRS Employer
     of incorporation)                                      Identification No.)


           270 Park Avenue, New York, New York                   10017
- ---------------------------------------------------------    ------------
         (Address of principal executive offices)             (Zip Code)


Registrant's telephone number, including area code: (212) 270-6000

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Item 5. Other Events:


     On or about July 15, 1999 Monthly Interest as defined in the Sale and
Servicing Agreement dated as of October 1, 1997 (the "Agreement") between Chase
Manhattan Bank, USA, as a Seller, The Chase Manhattan Bank as a Seller, The CIT
Group/Sales Financing, Inc. as Servicer and Chase Manhattan Marine Owner Trust
1997-A as Issuer was distributed to holders ("Certificateholders") of
participants in the Chase Manhattan Marine Owner Trust 1997-A in accordance with
the Agreement. A copy of the applicable Monthly Report, as defined in the
Agreement, has been furnished to Certificateholders in accordance with the
Agreement.

     A copy of the Monthly Report is being filed as Exhibit 20.1 to this Current
Report on Form 8-K.


Item 7(c).    Exhibits

              Exhibits          Description
              --------          -----------

               20.1             Monthly Report with respect to the July 15, 1999
                                distribution





                                   SIGNATURES



     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.


Dated: July 28, 1999

                                            THE CIT GROUP/SALES FINANCING, INC.,
                                            as Servicer



                                            By: /s/ Frank J. Madeira
                                                ---------------------------
                                            Name:  Frank J. Madeira
                                            Title: Vice President











                               INDEX TO EXHIBITS
                               -----------------

Exhibit No.                    Description
- -----------                    -----------
20.1                           Monthly Report with respect to the July 15, 1999
                               distribution