Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders August 16, 1999 DISTRIBUTION IN DOLLARS - ------------------------------------------------------------------------------------------------------------------------ ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE - ------ ---------------- -------------- ------------- ------------ ------------- -------- -------- -------------- A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 270,000,000.00 79,709,343.33 21,747,018.50 415,152.83 22,162,171.33 0.00 0.00 57,962,324.83 A4 165,000,000.00 165,000,000.00 0.00 880,000.00 880,000.00 0.00 0.00 165,000,000.00 A5 85,500,000.00 85,500,000.00 0.00 463,125.00 463,125.00 0.00 0.00 85,500,000.00 B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13 - ------ ---------------- -------------- ------------- ------------ ------------- -------- -------- -------------- TOTALS 1,170,653,718.13 365,363,061.46 21,747,018.50 1,953,088.02 23,700,106.52 0.00 0.00 343,616,042.96 ====== ================ ============== ============= ============ ============= ======== ======== ============== FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES -------------------------------------------------------------------------- ------------------ PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS-THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE ------ -------------- ----------- ---------- ----------- -------------- ----- --------- A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.545000% A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.950000% A3 295.21979011 80.54451296 1.53760307 82.08211604 214.67527715 A3 6.250000% A4 1,000.00000000 0.00000000 5.33333333 5.33333333 1,000.00000000 A4 6.400000% A5 1,000.00000000 0.00000000 5.41666667 5.41666667 1,000.00000000 A5 6.500000% B1 1,000.00000000 0.00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000% ------ -------------- ----------- ---------- ----------- -------------- ----- --------- TOTALS 312.10173923 18.57681581 1.66837382 20.24518963 293.52492342 ====== ============== =========== ========== =========== ============== IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com [X] (C) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Chase Manhattan Auto Owner Trust 1997-A August 16, 1999 - -------------------------------------------------------------------------------- STATEMENT TO CERTIFICATEHOLDERS Due Period 29 Due Period Beginning Date 07/01/99 Due Period End Date 07/31/99 Determination Date 08/10/99 Section 5.8(iii) Servicing Fee 304,469.22 Section 5.8(iii) Servicing Fee per $1000 0.260085 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.000854 Section 5.8(vi) Pool Balance at the end of the Collection Period 343,616,042.96 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 86,845.93 TOTAL 86,845.93 Section 5.8(viii) Realized Net Losses for Collection Period 274,117.82 Section 5.8(ix) Reserve Account Balance after Disbursement 10,308,481.29 Section 5.8(x) Specified Reserve Account Balance 10,308,481.29 Section 5.8(xi) Total Distribution Amount 24,322,316.97 Servicing Fee 304,469.22 Administration Fee 1,000.00 Noteholders Distribution Amount 23,505,296.33 Certficateholders Distribution Amount 194,810.19 Deposit to Reserve Account 316,741.23 [X] (C) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION