Chase Manhattan Auto Owner Trust 1997-A
                         Statement to Certificateholders
                                 August 16, 1999





                                                   DISTRIBUTION IN DOLLARS
- ------------------------------------------------------------------------------------------------------------------------
            ORIGINAL         PRIOR                                                                           CURRENT
              FACE         PRINCIPAL                                                 REALIZED  DEFERRED     PRINCIPAL
 CLASS        VALUE         BALANCE        PRINCIPAL      INTEREST        TOTAL       LOSSES   INTEREST      BALANCE
- ------  ----------------  --------------  -------------  ------------  -------------  --------  --------  --------------
                                                                                            
  A1      250,000,000.00            0.00           0.00          0.00           0.00    0.00      0.00              0.00
  A2      365,000,000.00            0.00           0.00          0.00           0.00    0.00      0.00              0.00
  A3      270,000,000.00   79,709,343.33  21,747,018.50    415,152.83  22,162,171.33    0.00      0.00     57,962,324.83
  A4      165,000,000.00  165,000,000.00           0.00    880,000.00     880,000.00    0.00      0.00    165,000,000.00
  A5       85,500,000.00   85,500,000.00           0.00    463,125.00     463,125.00    0.00      0.00     85,500,000.00
  B1       35,153,718.13   35,153,718.13           0.00    194,810.19     194,810.19    0.00      0.00     35,153,718.13
- ------  ----------------  --------------  -------------  ------------  -------------  --------  --------  --------------
TOTALS  1,170,653,718.13  365,363,061.46  21,747,018.50  1,953,088.02  23,700,106.52    0.00      0.00    343,616,042.96
======  ================  ==============  =============  ============  =============  ========  ========  ==============




                  FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                   PASS-THROUGH RATES
 --------------------------------------------------------------------------       ------------------
            PRIOR                                                 CURRENT                 CURRENT
          PRINCIPAL                                              PRINCIPAL        CLASS  PASS-THRU
 CLASS      FACTOR       PRINCIPAL    INTEREST      TOTAL         FACTOR                   RATE
 ------ --------------  -----------  ----------  ----------- --------------       -----  ---------
                                                                   
   A1       0.00000000   0.00000000  0.00000000   0.00000000     0.00000000        A1    5.545000%
   A2       0.00000000   0.00000000  0.00000000   0.00000000     0.00000000        A2    5.950000%
   A3     295.21979011  80.54451296  1.53760307  82.08211604   214.67527715        A3    6.250000%
   A4   1,000.00000000   0.00000000  5.33333333   5.33333333 1,000.00000000        A4    6.400000%
   A5   1,000.00000000   0.00000000  5.41666667   5.41666667 1,000.00000000        A5    6.500000%
   B1   1,000.00000000   0.00000000  5.54166672   5.54166672 1,000.00000000        B1    6.650000%
 ------ --------------  -----------  ----------  ----------- --------------       -----  ---------
 TOTALS   312.10173923  18.57681581  1.66837382  20.24518963   293.52492342
 ====== ==============  ===========  ==========  =========== ==============



   IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT
                        THE ADMINISTRATOR LISTED BELOW:
                                 Kimberly Costa
             The Chase Manhattan Bank - Structured Finance Services
                         450 W. 33rd Street, 14th Floor,
                            New York, New York 10001
                               Tel: (212) 946-3247
                        Email: kimberly.k.costa@chase.com

 [X]                        (C) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION




                     Chase Manhattan Auto Owner Trust 1997-A
                                 August 16, 1999
- --------------------------------------------------------------------------------
                         STATEMENT TO CERTIFICATEHOLDERS


                                                                        
                                           Due Period                                 29
                                           Due Period Beginning Date            07/01/99
                                           Due Period End Date                  07/31/99
                                           Determination Date                   08/10/99

 Section 5.8(iii)   Servicing Fee                                             304,469.22

 Section 5.8(iii)   Servicing Fee per $1000                                     0.260085

 Section 5.8(iv)    Administration Fee                                          1,000.00

 Section 5.8(iv)    Administration Fee per $1000                                0.000854

 Section 5.8(vi)    Pool Balance at the end of the Collection Period      343,616,042.96

 Section 5.8(vii)   Repurchase Amounts for Repurchased Receivable
                    By Seller                                                       0.00
                    By Servicer                                                86,845.93
                    TOTAL                                                      86,845.93

 Section 5.8(viii)  Realized Net Losses for Collection Period                 274,117.82

 Section 5.8(ix)    Reserve Account Balance after Disbursement             10,308,481.29

 Section 5.8(x)     Specified Reserve Account Balance                      10,308,481.29

 Section 5.8(xi)    Total Distribution Amount                              24,322,316.97
                    Servicing Fee                                             304,469.22
                    Administration Fee                                          1,000.00
                    Noteholders Distribution Amount                        23,505,296.33
                    Certficateholders Distribution Amount                     194,810.19
                    Deposit to Reserve Account                                316,741.23







 [X]                        (C) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION