SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549


                                   Form 8-K

                                CURRENT REPORT


                        Pursuant to Section 13 or 15(d)
                    of the Securities Exchange Act of 1934

                      Date of Report: September 15, 1999


                CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
           --------------------------------------------------------
                 (Originator of the Trust referred to herein)
          (Exact name of the registrant as specified in its charter)


                       CHASE MANHATTAN AUTO TRUST 1998-B
                     ------------------------------------
                                   (Issuer)


     Delaware                    333-36939                   13-2633612
- --------------------    --------------------------     ----------------------
(State or other          (Commission File Number)      (IRS Employer
jurisdiction of                                        Identification No.)
incorporation)


           802 Delaware Avenue, Wilmington, Delaware           19801
           ------------------------------------------      -------------
           (Address of principal executive offices)          (Zip Code)

Registrant's telephone number, including area code:  (302) 575-5033





Item 5.  Other Events:

         Chase Manhattan Auto Owner Trust 1998-B is the issuer of four
outstanding classes of Asset Backed Notes and a single class of Asset Backed
Certificates. The notes and certificates are serviced in accordance with the
Sale and Servicing Agreement, dated as of April 1, 1998, as amended. The
parties to the Sale and Servicing Agreement are: Chase Manhattan Bank USA,
National Association, as seller and as servicer, and Chase Manhattan Owner
Trust, as issuer.

         On September 15, 1999, Chase USA, as servicer, distributed monthly
interest to the holders of the notes and certificates. Chase USA furnished a
copy of the monthly statement to certificateholders for each of the series as
required by the Sale and Servicing Agreement. A copy of the monthly statement
to certificateholders is being filed as Exhibit 20.1 to this Current Report on
Form 8-K.


Item 7(c).        Exhibits

                  Exhibits          Description
                  ----------        ---------------

                  20.1              Monthly Statement to Certificateholders
                                    with respect to the September 15, 1999
                                    distribution.





                                  SIGNATURES



         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated:  September 30, 1999

                                       By: THE CHASE MANHATTAN BANK,
                                           USA, NATIONAL ASSOCIATION
                                           as Servicer


                                           By:  /s/ Patricia Garvey
                                           ----------------------------
                                           Name:    Patricia Garvey
                                           Title:   Vice President






                           INDEX TO EXHIBITS
                           -----------------

Exhibit No.                Description
- ------------               --------------
20.1                       Statement  to  Certificateholders   dated  9/15/1999
                           delivered  pursuant  to Section  5.8 of the Sale and
                           Servicing Agreement dated as of April 1, 1998.