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                     Chase Manhattan Auto Owner Trust 1997-A

                         Statement to Certificateholders

                                October 15, 1999
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                             DISTRIBUTION IN DOLLARS
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             ORIGINAL           PRIOR                                                                                    CURRENT
               FACE            PRINCIPAL                                                         REALIZED   DEFERRED    PRINCIPAL
 CLASS         VALUE            BALANCE          PRINCIPAL        INTEREST          TOTAL         LOSSES    INTEREST     BALANCE
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  A1       250,000,000.00              0.00             0.00            0.00             0.00      0.00       0.00              0.00
  A2       365,000,000.00              0.00             0.00            0.00             0.00      0.00       0.00              0.00
  A3       270,000,000.00     36,351,764.01    19,565,210.59      189,332.10    19,754,542.69      0.00       0.00     16,786,553.42
  A4       165,000,000.00    165,000,000.00             0.00      880,000.00       880,000.00      0.00       0.00    165,000,000.00
  A5        85,500,000.00     85,500,000.00             0.00      463,125.00       463,125.00      0.00       0.00     85,500,000.00
  B1        35,153,718.13     35,153,718.13             0.00      194,810.19       194,810.19      0.00       0.00     35,153,718.13
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TOTALS   1,170,653,718.13    322,005,482.14    19,565,210.59    1,727,267.29    21,292,477.88      0.00       0.00    302,440,271.55
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                           FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                        PASS-THROUGH RATES
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              PRIOR                                                            CURRENT                                      CURRENT
            PRINCIPAL                                                         PRINCIPAL                        CLASS      PASS-THRU
CLASS         FACTOR          PRINCIPAL       INTEREST         TOTAL           FACTOR                                       RATE
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  A1          0.00000000      0.00000000     0.00000000      0.00000000         0.00000000                     A1         5.545000%
  A2          0.00000000      0.00000000     0.00000000      0.00000000         0.00000000                     A2         5.950000%
  A3        134.63616300     72.46374293     0.70123000     73.16497293        62.17242007                     A3         6.250000%
  A4      1,000.00000000      0.00000000     5.33333333      5.33333333     1,000.00000000                     A4         6.400000%
  A5      1,000.00000000      0.00000000     5.41666667      5.41666667     1,000.00000000                     A5         6.500000%
  B1      1,000.00000000      0.00000000     5.54166672      5.54166672     1,000.00000000                     B1         6.650000%
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TOTALS      275.06467297     16.71306407     1.47547243     18.18853650       258.35160891
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   IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT
                        THE ADMINISTRATOR LISTED BELOW:
                                 Kimberly Costa
             The Chase Manhattan Bank - Structured Finance Services
                         450 W. 33rd Street, 14th Floor,
                            New York, New York 10001
                               Tel: (212) 946-3247
                        Email: kimberly.k.costa@chase.com
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[Image]                  (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
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                     Chase Manhattan Auto Owner Trust 1997-A

                                October 15, 1999
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                         STATEMENT TO CERTIFICATEHOLDERS

                                                                      
                                               Due Period                               31

                                               Due Period Beginning Date          09/01/99

                                               Due Period End Date                09/30/99

                                               Determination Date                 10/08/99

Section 5.8(iii)   Servicing Fee                                                268,337.90

Section 5.8(iii)  Servicing Fee per $1000                                       0.22922056

Section 5.8(iv)    Administration Fee                                             1,000.00

Section 5.8(iv)    Administration Fee per $1000                                 0.00085422

Section 5.8(vi)    Pool Balance at the end of the Collection Period         302,440,271.55

Section 5.8(vii)   Repurchase Amounts for Repurchased Receivable
                   By Seller                                                          0.00
                   By Servicer                                                   89,342.70
                   TOTAL                                                         89,342.70

Section 5.8(viii)  Realized Net Losses for Collection Period                    299,744.14

Section 5.8(ix)    Reserve Account Balance after Disbursement                 9,073,208.15

Section 5.8(x)     Specified Reserve Account Balance                          9,073,208.15

Section 5.8(xi)    Total Distribution Amount                                 21,767,054.17
                   Servicing Fee                                                268,337.90
                   Administration Fee                                             1,000.00
                   Noteholders Distribution Amount                           21,097,667.69
                   Certficateholders Distribution Amount                        194,810.19
                   Deposit to Reserve Account                                   205,238.39


[Image]                  (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
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