Exhibit 20.1 - -------------------------------------------------------------------------------- Chase Manhattan Auto Owner Trust 1998-A Statement to Certificateholders October 15, 1999 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------------------------------------------- DISTRIBUTION IN DOLLARS - -------------------------------------------------------------------------------------------------------------------- ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE - -------------------------------------------------------------------------------------------------------------------- A1 238,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 204,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 294,000,000.00 223,177,106.89 21,342,798.81 1,060,091.26 22,402,890.07 0.00 0.00 201,834,308.08 A4 246,000,000.00 246,000,000.00 0.00 1,189,000.00 1,189,000.00 0.00 0.00 246,000,000.00 B1 30,620,164.79 30,620,164.79 0.00 153,100.82 153,100.82 0.00 0.00 30,620,164.79 - -------------------------------------------------------------------------------------------------------------------- TOTALS 1,012,620,164.79 499,797,271.68 21,342,798.81 2,402,192.08 23,744,990.89 0.00 0.00 478,454,472.87 - -------------------------------------------------------------------------------------------------------------------- - ----------------------------------------------------------------------------- ---------------------- FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES - ----------------------------------------------------------------------------- ---------------------- PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS-THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE - ----------------------------------------------------------------------------- ---------------------- A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.549000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.679000 % A3 759.10580575 72.59455378 3.60575259 76.20030636 686.51125197 A3 5.700000 % A4 1,000.00000000 0.00000000 4.83333333 4.83333333 1,000.00000000 A4 5.800000 % B1 1,000.00000000 0.00000000 4.99999987 4.99999987 1,000.00000000 B1 6.000000 % - ----------------------------------------------------------------------------- ---------------------- TOTALS 493.56835767 21.07680604 2.37225385 23.44905989 472.49155163 - ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com - -------------------------------------------------------------------------------- [Image] (C) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Chase Manhattan Auto Owner Trust 1998-A October 15, 1999 - -------------------------------------------------------------------------------- STATEMENT TO CERTIFICATEHOLDERS Due Period 20 Due Period Beginning Date 09/01/99 Due Period End Date 09/30/99 Determination Date 10/08/99 Section 5.8(iii) Servicing Fee 416,497.73 Section 5.8(iii) Servicing Fee per $1000 0.41130697 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00098754 Section 5.8(vi) Pool Balance at the end of the Collection Period 478,454,472.87 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 72,368.35 TOTAL 72,368.35 Section 5.8(viii) Realized Net Losses for Collection Period 475,526.48 Section 5.8(ix) Reserve Account Balance after Disbursement 14,353,634.19 Section 5.8(x) Specified Reserve Account Balance 14,353,634.19 Section 5.8(xi) Total Distribution Amount 24,672,774.60 Servicing Fee 416,497.73 Administration Fee 1,000.00 Noteholders Distribution Amount 23,591,890.07 Certficateholders Distribution Amount 153,100.82 Deposit to Reserve Account 510,285.98 [Image] (C) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION - --------------------------------------------------------------------------------