SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                        Date of Report: November 15, 1999

                      CHASE MANHATTAN RV OWNER TRUST 1997-A
                             (Issuer of Securities)
      -------------------------------------------------------------------

                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
                             (Sponsor of the Trust)
             (Exact name of registrant as specified in its charter)


         United States                    333-32263              22-2382028
- ------------------------------   ------------------------    ------------------
(State or other jurisdiction     (Commission File Number)     (IRS Employer
     of incorporation)                                       Identification No.)


              802 Delaware Avenue, Wilmington, Delaware       19801
              -----------------------------------------     ----------
               (Address of principal executive offices)     (Zip Code)


Registrant's telephone number, including area code: (302) 575-5033


                            THE CHASE MANHATTAN BANK
                             (Sponsor of the Trust)
             (Exact name of registrant as specified in its charter)


         New York                          333-32236             13-4994650
- ------------------------------    -------------------------  -------------------
(State or other jurisdiction      (Commission File Number)      (IRS Employer
      of incorporation)                                      Identification No.)


                 270 Park Avenue, New York, New York         10017
               ---------------------------------------     ---------
               (Address of principal executive offices)    (Zip Code)


Registrant's telephone number, including area code: (212) 270-6000




Item 5. Other Events:

     Chase Manhattan RV Owner Trust 1997-A is the issuer of 10 classes of Asset
Backed Notes and one class of Asset Backed Certificates. The notes and
certificates are serviced in accordance with the Sale and Servicing Agreement,
dated as of October 1, 1997, as amended. The parties to the Sale and Servicing
Agreement are: Chase Manhattan Bank USA, National Association, as a seller, The
Chase Manhattan Bank, as seller, and The CIT Group/Sales Financing, Inc., as
servicer.

     On November 15, 1999, CIT, as servicer, distributed monthly interest to the
holders of the notes and certificates. CIT furnished a copy of monthly reports
for each of those series as required by the Sale and Servicing Agreement. Copies
of the monthly reports are being filed as Exhibit 20.1 to this Current Report on
Form 8-K.


Item 7(c).        Exhibits

                  Exhibits          Description
                  --------          -----------

                    20.1            Monthly Report with respect to the November
                                    15, 1999 distribution



                                   SIGNATURES



     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.


Dated: November 22, 1999

                                         THE CIT GROUP/SALES FINANCING, INC.,
                                         as Servicer



                                         By: /s/ Frank J. Madeira
                                             ------------------------------
                                         Name: Frank J. Madeira
                                         Title: Vice President




                                INDEX TO EXHIBITS
                                -----------------


Exhibit No.            Description
- -----------            -----------
20.1                   Monthly Report with respect to the November 15,
                       1999 distribution