Exhibit 20.1 - -------------------------------------------------------------------------------- Chase Manhattan Auto Grantor Trust 1996-B Statement to Certificateholders November 15, 1999 - -------------------------------------------------------------------------------- - ------------------------------------------------------------------------------------------------------------------------------------ DISTRIBUTION IN DOLLARS - ------------------------------------------------------------------------------------------------------------------------------------ ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE - ------------------------------------------------------------------------------------------------------------------------------------ A 1,478,422,107.71 250,493,275.67 17,656,429.56 1,379,800.46 19,036,230.02 0.00 0.00 232,836,846.11 B 45,725,000.00 7,747,317.19 546,082.37 43,643.22 589,725.59 0.00 0.00 7,201,234.82 - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 1,524,147,107.71 258,240,592.86 18,202,511.93 1,423,443.68 19,625,955.61 0.00 0.00 240,038,080.93 - ------------------------------------------------------------------------------------------------------------------------------------ - ---------------------------------------------------------------------------------- ------------------ FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES - ---------------------------------------------------------------------------------- ------------------ PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS-THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE - ---------------------------------------------------------------------------------- ------------------ A 169.43285302 11.94275266 0.93329263 12.87604529 157.49010035 A 6.610000% B 169.43285271 11.94275276 0.95447173 12.89722449 157.49009995 B 6.760000% - ---------------------------------------------------------------------------------- ------------------ TOTALS 169.43285301 11.94275266 0.93392801 12.87668068 157.49010034 - ---------------------------------------------------------------------------------- ------------------ - -------------------------------------------------------------------------------- IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Mark McDermott The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-7016 Email: mark.mcdermott@chase.com - -------------------------------------------------------------------------------- [Image] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Chase Manhattan Auto Grantor Trust 1996-B November 15, 1999 - -------------------------------------------------------------------------------- STATEMENT TO CERTIFICATEHOLDERS Due Period 38 Due Period Beg Date 10/01/99 Due Period End Date 10/31/99 Determination Date 11/10/99 Section 5.8(iii) Servicing Fee 215,200.49 Section 5.8(iii) Servicing Fee per $1000 0.14119404 Section 5.8(v) Pool Balance at the end of the Collection Period 240,038,080.93 Section 5.8(vi) Net Losses for Collection Period 30,129.89 Section 5.8(vii) Carryover Shortfall for Collection Period Class A Interest 0.00 Class B Interest 0.00 Class A Principal 0.00 Class B Principal 0.00 TOTAL 0.00 Section 5.8(viii) Reserve Account Balance after Disbursement 11,431,103.00 Section 5.8(ix) Specified Reserve Account Balance 11,431,103.00 Section 5.8(x) Repurchase Amounts for Repurchased Receivables By Seller 0.00 By Servicer 127,459.49 TOTAL 127,459.49 Section 5.8(xi) Advance Summary for Collection Period Unreimbursed Advances for Previous Period 4,086,500.37 Unreimbursed Advances for Period 4,143,481.87 Change From Previous Periods 56,981.50 Reimbursed advance from collections 278,594.51 Reimbursed advance from liquidation proceeds 16,677.44 Reimbursed advance from reserve account withdrawals 0.00 [Image] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION - --------------------------------------------------------------------------------