Exhibit 20.1 - -------------------------------------------------------------------------------- Chase Manhattan Auto Owner Trust 1998-A Statement to Certificateholders November 15, 1999 - -------------------------------------------------------------------------------- - ------------------------------------------------------------------------------------------------------------------------------------ DISTRIBUTION IN DOLLARS - ------------------------------------------------------------------------------------------------------------------------------------ ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE - ------------------------------------------------------------------------------------------------------------------------------------ A1 238,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 204,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 294,000,000.00 201,834,308.08 20,228,712.34 958,712.96 21,187,425.30 0.00 0.00 181,605,595.74 A4 246,000,000.00 246,000,000.00 0.00 1,189,000.00 1,189,000.00 0.00 0.00 246,000,000.00 B1 30,620,164.79 30,620,164.79 0.00 153,100.82 153,100.82 0.00 0.00 30,620,164.79 - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 1,012,620,164.79 478,454,472.87 20,228,712.34 2,300,813.78 22,529,526.12 0.00 0.00 458,225,760.53 - ------------------------------------------------------------------------------------------------------------------------------------ - -------------------------------------------------------------------------------------- ------------------ FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES - -------------------------------------------------------------------------------------- ------------------ PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS-THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE - -------------------------------------------------------------------------------------- ------------------ A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.549000% A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.679000% A3 686.51125197 68.80514401 3.26092844 72.06607245 617.70610796 A3 5.700000% A4 1,000.00000000 0.00000000 4.83333333 4.83333333 1,000.00000000 A4 5.800000% B1 1,000.00000000 0.00000000 4.99999987 4.99999987 1,000.00000000 B1 6.000000% - -------------------------------------------------------------------------------------- ------------------ TOTALS 472.49155163 19.97660430 2.27213901 22.24874331 452.51494732 - -------------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Mark McDermott The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-7016 Email: mark.mcdermott@chase.com - -------------------------------------------------------------------------------- [Image] (C) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Chase Manhattan Auto Owner Trust 1998-A November 15, 1999 - -------------------------------------------------------------------------------- STATEMENT TO CERTIFICATEHOLDERS Due Period 21 Due Period Beginning Date 10/01/99 Due Period End Date 10/31/99 Determination Date 11/10/99 Section 5.8(iii) Servicing Fee 398,712.06 Section 5.8(iii) Servicing Fee per $1000 0.39374296 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00098754 Section 5.8(vi) Pool Balance at the end of the Collection Period 458,225,760.53 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 62,263.84 TOTAL 62,263.84 Section 5.8(viii) Realized Net Losses for Collection Period 170,514.58 Section 5.8(ix) Reserve Account Balance after Disbursement 13,746,772.82 Section 5.8(x) Specified Reserve Account Balance 13,746,772.82 Section 5.8(xi) Total Distribution Amount 23,562,803.46 Servicing Fee 398,712.06 Administration Fee 1,000.00 Noteholders Distribution Amount 22,376,425.30 Certficateholders Distribution Amount 153,100.82 Deposit to Reserve Account 633,565.28 [Image] (C) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION - --------------------------------------------------------------------------------