SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    Form 8-K

                                 CURRENT REPORT


                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                        Date of Report: December 15, 1999


                    CHASE MANHATTAN CREDIT CARD MASTER TRUST
- --------------------------------------------------------------------------------
                          (Exact name of registrant as
                            specified in its charter)


                CHASE MANHATTAN BANK USA, N.A. (formerly known as
                        "The Chase Manhattan Bank (USA)")
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                             (Sponsor of the Trust)


                                                                    
         Delaware                              33-40006                            22-2382028
- ------------------------------        -------------------------------     --------------------------------
(State or other jurisdiction          (Commission File Number)            (IRS Employer
of incorporation)                                                         Identification No.)



        802 Delaware Avenue, Wilmington, Delaware                  19801
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       (Address of principal executive offices)                  (Zip Code)

Registrant's telephone number, including area code: (302) 575-5050



Item 5.  Other Events:


         Chase Manhattan Credit Card Master Trust is the issuer of 2 outstanding
series of asset backed certificates. The asset-backed certificates are serviced
in accordance with the Pooling and Servicing Agreement, dated as of June 1,
1991, as amended. The parties to the Pooling and Servicing Agreement are: Chase
Manhattan Bank USA, N.A., as servicer, and Yasuda Bank and Trust Company
(U.S.A.), as trustee.

         On December 15, 1999, Chase, as servicer, distributed monthly interest
to the holders of the Series 1996-2 and 1996-3 certificates. Chase furnished
copies of monthly certificateholders' reports for each of those series as
required by the Pooling and Servicing Agreement. Copies of those monthly
certificateholders' reports are being filed as Exhibit 20.1 to this Current
Report on Form 8-K.


Item 7(c).    Exhibits

              Exhibits       Description
              --------       -----------

              20.1           Monthly Certificateholders' Statements with
                             respect to the December 15, 1999 distribution.






                                   SIGNATURES



         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: December 23, 1999

                                   Chase Manhattan Credit Card Master Trust,

                                   By: Chase Manhattan Bank USA, N.A.,
                                   as Servicer



                                   By:      /s/ Patricia Garvey
                                            -----------------------------
                                   Name:    Patricia Garvey
                                   Title:   Vice President







                                         INDEX TO EXHIBITS
                                         -----------------

Exhibit No.                              Description
- -----------                              -----------
20.1                                     Monthly Certificateholders' Statements
                                         with respect to the December 15, 1999
                                         distribution to Certificateholders for
                                         Series 1996-2 and Series 1996-3