Chase Manhattan Auto Owner Trust 1996-C Statement to Certificateholders December 15, 1999 DISTRIBUTION IN DOLLARS - -------------------------------------------------------------------------------------------------------------------------- ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE - -------------------------------------------------------------------------------------------------------------------------- A1 225,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 239,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 324,000,000.00 13,987,341.91 13,174,169.19 69,353.90 13,243,523.09 0.00 0.00 813,172.72 A4 178,000,000.00 178,000,000.00 0.00 912,250.00 912,250.00 0.00 0.00 178,000,000.00 B1 30,938,845.63 13,374,973.20 421,464.65 69,661.32 491,125.97 0.00 0.00 12,953,508.55 - -------------------------------------------------------------------------------------------------------------------------- TOTALS 996,938,845.63 205,362,315.11 13,595,633.84 1,051,265.22 14,646,899.06 0.00 0.00 191,766,681.27 - -------------------------------------------------------------------------------------------------------------------------- - --------------------------------------------------------------------------------- ---------------------- FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES - --------------------------------------------------------------------------------- ---------------------- PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS-THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE - --------------------------------------------------------------------------------- ---------------------- A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.489000% A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.750000% A3 43.17080836 40.66101602 0.21405525 40.87507127 2.50979235 A3 5.950000% A4 1,000.00000000 0.00000000 5.12500000 5.12500000 1,000.00000000 A4 6.150000% B1 432.30356297 13.62250729 2.25158110 15.87408838 418.68105568 B1 6.250000% - --------------------------------------------------------------------------------- ---------------------- TOTALS 205.99289115 13.63737997 1.05449319 14.69187315 192.35551118 - --------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Mark McDermott The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-7016 Email: mark.mcdermott@chase.com - -------------------------------------------------------------------------------- [x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Chase Manhattan Auto Owner Trust 1996-C December 15, 1999 - ------------------------------------------------------------------------------------- STATEMENT TO CERTIFICATEHOLDERS Due Period 36 Due Period Beginning Date 11/01/99 Due Period End Date 11/30/99 Determination Date 12/10/99 Section 5.8(iii) Servicing Fee 171,135.26 Section 5.8(iii) Servicing Fee per $1000 0.17166074 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00100307 Section 5.8(vi) Pool Balance at the end of the Collection Period 191,766,681.27 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 135,720.85 TOTAL 135,720.85 Section 5.8(viii) Realized Net Losses for Collection Period 175,058.52 Section 5.8(ix) Reserve Account Balance after Disbursement 7,477,041.34 Section 5.8(x) Specified Reserve Account Balance 7,477,041.34 Section 5.8(xi) Total Distribution Amount 15,068,722.92 Servicing Fee 171,135.26 Administration Fee 1,000.00 Noteholders Distribution Amount 14,155,773.09 Certficateholders Distribution Amount 491,125.97 Deposit to Reserve Account 249,688.60 [x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION