Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders December 15, 1999 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 270,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 165,000,000.00 163,940,893.78 17,898,274.53 874,351.43 18,772,625.96 0.00 0.00 146,042,619.25 A5 85,500,000.00 85,500,000.00 0.00 463,125.00 463,125.00 0.00 0.00 85,500,000.00 B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13 TOTALS 1,170,653,718.13 284,594,611.91 17,898,274.53 1,532,286.62 19,430,561.15 0.00 0.00 266,696,337.38 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS-THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.545000% A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.950000% A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.250000% A4 993.58117442 108.47439109 5.29909958 113.77349067 885.10678333 A4 6.400000% A5 1,000.00000000 0.00000000 5.41666667 5.41666667 1,000.00000000 A5 6.500000% B1 1,000.00000000 0.00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000% TOTALS 243.10742579 15.28912799 1.30891535 16.59804334 227.81829780 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Mark McDermott The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-7016 Email: mark.mcdermott@chase.com [X] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Chase Manhattan Auto Owner Trust 1997-A December 15, 1999 STATEMENT TO CERTIFICATEHOLDERS Due Period 33 Due Period Beginning Date 11/01/99 Due Period End Date 11/30/99 Determination Date 12/10/99 Section 5.8(iii) Servicing Fee 237,162.18 Section 5.8(iii) Servicing Fee per $1000 0.20258952 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00085422 Section 5.8(vi) Pool Balance at the end of the Collection Period 266,696,337.38 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 188,861.05 TOTAL 188,861.05 Section 5.8(viii) Realized Net Losses for Collection Period 152,423.84 Section 5.8(ix) Reserve Account Balance after Disbursement 8,779,902.89 Section 5.8(x) Specified Reserve Account Balance 8,779,902.89 Section 5.8(xi) Total Distribution Amount 19,980,055.14 Servicing Fee 237,162.18 Administration Fee 1,000.00 Noteholders Distribution Amount 19,235,750.96 Certficateholders Distribution Amount 194,810.19 Deposit to Reserve Account 311,331.81 [X] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION