Chase Manhattan Auto Owner Trust 1997-B Statement to Certificateholders December 15, 1999 - ----------------------------------------------------------------------------------------------------------------------------- DISTRIBUTION IN DOLLARS - ----------------------------------------------------------------------------------------------------------------------------- ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE - ----------------------------------------------------------------------------------------------------------------------------- A1 200,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 294,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 227,000,000.00 49,895,197.19 15,973,649.96 264,028.75 16,237,678.71 0.00 0.00 33,921,547.23 A4 133,000,000.00 133,000,000.00 0.00 720,416.67 720,416.67 0.00 0.00 133,000,000.00 A5 70,000,000.00 70,000,000.00 0.00 385,000.00 385,000.00 0.00 0.00 70,000,000.00 B1 29,148,275.79 29,148,275.79 0.00 163,959.05 163,959.05 0.00 0.00 29,148,275.79 - ----------------------------------------------------------------------------------------------------------------------------- TOTALS 953,148,275.79 282,043,472.98 15,973,649.96 1,533,404.47 17,507,054.43 0.00 0.00 266,069,823.02 - ----------------------------------------------------------------------------------------------------------------------------- - --------------------------------------------------------------------------------- ------------------ FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES - --------------------------------------------------------------------------------- ------------------ PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS-THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE - --------------------------------------------------------------------------------- ------------------ A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.744000% A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 6.100000% A3 219.80263079 70.36850203 1.16312225 71.53162427 149.43412877 A3 6.350000% A4 1,000.00000000 0.00000000 5.41666669 5.41666669 1,000.00000000 A4 6.500000% A5 1,000.00000000 0.00000000 5.50000000 5.50000000 1,000.00000000 A5 6.600000% B1 1,000.00000000 0.00000000 5.62499995 5.62499995 1,000.00000000 B1 6.750000% - --------------------------------------------------------------------------------- ------------------ TOTALS 295.90723725 16.75883004 1.60877852 18.36760856 279.14840721 - --------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Mark McDermott The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-7016 Email: mark.mcdermott@chase.com [x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Chase Manhattan Auto Owner Trust 1997-B December 15, 1999 STATEMENT TO CERTIFICATEHOLDERS Due Period 30 Due Period Beginning Date 11/01/99 Due Period End Date 11/30/99 Determination Date 12/10/99 Section 5.8(iii) Servicing Fee 235,036.23 Section 5.8(iii) Servicing Fee per $1000 0.24658937 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00104915 Section 5.8(vi) Pool Balance at the end of the Collection Period 266,069,823.02 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 113,712.50 TOTAL 113,712.50 Section 5.8(viii) Realized Net Losses for Collection Period 225,824.65 Section 5.8(ix) Reserve Account Balance after Disbursement 7,982,094.69 Section 5.8(x) Specified Reserve Account Balance 7,982,094.69 Section 5.8(xi) Total Distribution Amount 18,026,937.76 Servicing Fee 235,036.23 Administration Fee 1,000.00 Noteholders Distribution Amount 17,343,095.38 Certficateholders Distribution Amount 163,959.05 Deposit to Reserve Account 283,847.10 [x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION