<ARTICLE> 9 <LEGEND> THE FINANCIAL DATA SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM METROCORP BANCSHARES AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-END> DEC-31-1999 <CASH> 29,945 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 6,471 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 74,959 <INVESTMENTS-CARRYING> 35,106 <INVESTMENTS-MARKET> 34,385 <LOANS> 488,132 <ALLOWANCE> 7,537 <TOTAL-ASSETS> 660,589 <DEPOSITS> 544,436 <SHORT-TERM> 32,636 <LIABILITIES-OTHER> 3,638 <LONG-TERM> 35,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 7,122 <OTHER-SE> 45,458 <TOTAL-LIABILITIES-AND-EQUITY> 660,589 <INTEREST-LOAN> 45,322 <INTEREST-INVEST> 7,715 <INTEREST-OTHER> 631 <INTEREST-TOTAL> 53,668 <INTEREST-DEPOSIT> 18,091 <INTEREST-EXPENSE> 21,026 <INTEREST-INCOME-NET> 32,642 <LOAN-LOSSES> 5,550 <SECURITIES-GAINS> (14) <EXPENSE-OTHER> 22,412 <INCOME-PRETAX> 10,768 <INCOME-PRE-EXTRAORDINARY> 10,768 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 7,130 <EPS-BASIC> 1.00 <EPS-DILUTED> 1.00 <YIELD-ACTUAL> 15.40 <LOANS-NON> 6,552 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 6,119 <CHARGE-OFFS> 4,402 <RECOVERIES> 270 <ALLOWANCE-CLOSE> 7,537 <ALLOWANCE-DOMESTIC> 5,410 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 2,127