<ARTICLE> 9 <CURRENCY> US$ <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> SEP-30-2000 <PERIOD-END> JUN-30-2000 <EXCHANGE-RATE> 1 <CASH> 175,661 <INT-BEARING-DEPOSITS> 11,206 <FED-FUNDS-SOLD> 516,628 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 752,358 <INVESTMENTS-CARRYING> 280,750 <INVESTMENTS-MARKET> 263,402 <LOANS> 14,970,413 <ALLOWANCE> 111,956 <TOTAL-ASSETS> 18,197,572 <DEPOSITS> 8,819,413 <SHORT-TERM> 4,511,727 <LIABILITIES-OTHER> 271,966 <LONG-TERM> 3,481,235 <PREFERRED-MANDATORY> 0 <PREFERRED> 100,000 <COMMON> 325 <OTHER-SE> 827,406 <TOTAL-LIABILITIES-AND-EQUITY> 18,197,572 <INTEREST-LOAN> 838,434 <INTEREST-INVEST> 77,534 <INTEREST-OTHER> 20,718 <INTEREST-TOTAL> 936,686 <INTEREST-DEPOSIT> 283,862 <INTEREST-EXPENSE> 626,802 <INTEREST-INCOME-NET> 309,884 <LOAN-LOSSES> 35,964 <SECURITIES-GAINS> 3,136 <EXPENSE-OTHER> 215,709 <INCOME-PRETAX> 169,482 <INCOME-PRE-EXTRAORDINARY> 98,322 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 98,322 <EPS-BASIC> 2.81 <EPS-DILUTED> 2.77 <YIELD-ACTUAL> 2.59 <LOANS-NON> 106,867 <LOANS-PAST> 1,844 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 82,705 <CHARGE-OFFS> 7,195 <RECOVERIES> 482 <ALLOWANCE-CLOSE> 111,956 <ALLOWANCE-DOMESTIC> 111,956 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0