<ARTICLE> 5
<LEGEND>
THE FINANCIAL DATA SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION AND OPERATIONS AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                           DEC-31-2000
<PERIOD-END>                                SEP-30-2000
<CASH>                                       17,222,669
<SECURITIES>                                          0
<RECEIVABLES>                                28,917,000
<ALLOWANCES>                                 16,167,000
<INVENTORY>                                           0
<CURRENT-ASSETS>                                      0<F1>
<PP&E>                                                0
<DEPRECIATION>                                        0
<TOTAL-ASSETS>                               75,795,266
<CURRENT-LIABILITIES>                                 0<F1>
<BONDS>                                               0
<PREFERRED-MANDATORY>                                 0
<PREFERRED>                                           0
<COMMON>                                         77,826
<OTHER-SE>                                   66,734,568
<TOTAL-LIABILITY-AND-EQUITY>                 75,795,266
<SALES>                                               0
<TOTAL-REVENUES>                              2,674,335
<CGS>                                                 0
<TOTAL-COSTS>                                         0
<OTHER-EXPENSES>                                850,241
<LOSS-PROVISION>                                      0
<INTEREST-EXPENSE>                                    0
<INCOME-PRETAX>                               1,824,094
<INCOME-TAX>                                    638,443
<INCOME-CONTINUING>                           1,185,661
<DISCONTINUED>                                 (620,396)
<EXTRAORDINARY>                                       0
<CHANGES>                                             0
<NET-INCOME>                                    565,265
<EPS-BASIC>                                         .07
<EPS-DILUTED>                                       .07
<FN>
<F1>
The Company makes use of an unclassified balance sheet style due to the
nature of its business. Current assets and current liabilities are therefore
reflected as zero in accordance with the instructions of Appendix E to the Edgar
filer manual.
</FN>