<ARTICLE> 9 <CURRENCY> US$ <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> SEP-30-2000 <PERIOD-END> SEP-30-2000 <EXCHANGE-RATE> 1 <CASH> 181,586 <INT-BEARING-DEPOSITS> 12,410 <FED-FUNDS-SOLD> 491,062 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 737,673 <INVESTMENTS-CARRYING> 272,089 <INVESTMENTS-MARKET> 264,021 <LOANS> 14,966,968 <ALLOWANCE> 111,420 <TOTAL-ASSETS> 18,160,223 <DEPOSITS> 8,714,791 <SHORT-TERM> 4,201,354 <LIABILITIES-OTHER> 306,078 <LONG-TERM> 3,788,260 <PREFERRED-MANDATORY> 0 <PREFERRED> 100,000 <COMMON> 325 <OTHER-SE> 863,915 <TOTAL-LIABILITIES-AND-EQUITY> 18,160,223 <INTEREST-LOAN> 1,152,650 <INTEREST-INVEST> 107,834 <INTEREST-OTHER> 26,577 <INTEREST-TOTAL> 1,287,061 <INTEREST-DEPOSIT> 392,056 <INTEREST-EXPENSE> 870,419 <INTEREST-INCOME-NET> 416,642 <LOAN-LOSSES> 40,669 <SECURITIES-GAINS> 3,587 <EXPENSE-OTHER> 292,517 <INCOME-PRETAX> 233,474 <INCOME-PRE-EXTRAORDINARY> 134,917 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 134,917 <EPS-BASIC> 3.88 <EPS-DILUTED> 3.80 <YIELD-ACTUAL> 2.54 <LOANS-NON> 97,460 <LOANS-PAST> 1,324 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 82,705 <CHARGE-OFFS> 12,650 <RECOVERIES> 696 <ALLOWANCE-CLOSE> 111,420 <ALLOWANCE-DOMESTIC> 111,420 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0