<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> SEP-30-2000 <CASH> 139,936 <INT-BEARING-DEPOSITS> 5,375 <FED-FUNDS-SOLD> 40,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 648,138 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 2,254,340 <ALLOWANCE> 23,949 <TOTAL-ASSETS> 3,264,452 <DEPOSITS> 2,635,104 <SHORT-TERM> 364,159 <LIABILITIES-OTHER> 30,129 <LONG-TERM> 3,516 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 28,636 <OTHER-SE> 202,908 <TOTAL-LIABILITIES-AND-EQUITY> 3,264,452 <INTEREST-LOAN> 143,638 <INTEREST-INVEST> 32,422 <INTEREST-OTHER> 1,318 <INTEREST-TOTAL> 177,378 <INTEREST-DEPOSIT> 62,822 <INTEREST-EXPENSE> 80,549 <INTEREST-INCOME-NET> 96,829 <LOAN-LOSSES> 5,000 <SECURITIES-GAINS> (5) <EXPENSE-OTHER> 47,199 <INCOME-PRETAX> 44,625 <INCOME-PRE-EXTRAORDINARY> 29,442 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 29,442 <EPS-BASIC> 1.04 <EPS-DILUTED> 1.00 <YIELD-ACTUAL> 4.62 <LOANS-NON> 2,770 <LOANS-PAST> 1,684 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 19,716 <CHARGE-OFFS> 1,024 <RECOVERIES> 257 <ALLOWANCE-CLOSE> 23,949 <ALLOWANCE-DOMESTIC> 23,949 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0