<ARTICLE> 9
<PERIOD-TYPE>                                    3-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               MAR-31-1995
<CASH>                                          67,195
<INT-BEARING-DEPOSITS>                       1,780,953
<FED-FUNDS-SOLD>                                18,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    795,561
<INVESTMENTS-CARRYING>                         585,555
<INVESTMENTS-MARKET>                           568,003
<LOANS>                                      1,206,841
<ALLOWANCE>                                     18,474
<TOTAL-ASSETS>                               2,801,514
<DEPOSITS>                                   2,046,286
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                             17,766
<LONG-TERM>                                    123,250
<COMMON>                                         6,469
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     195,677
<TOTAL-LIABILITIES-AND-EQUITY>               2,801,514
<INTEREST-LOAN>                                 30,200
<INTEREST-INVEST>                               20,819
<INTEREST-OTHER>                                   105
<INTEREST-TOTAL>                                51,124
<INTEREST-DEPOSIT>                              18,538
<INTEREST-EXPENSE>                              25,428
<INTEREST-INCOME-NET>                           25,696
<LOAN-LOSSES>                                    1,219
<SECURITIES-GAINS>                                  19
<EXPENSE-OTHER>                                 15,198
<INCOME-PRETAX>                                 16,578
<INCOME-PRE-EXTRAORDINARY>                      16,578
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    11,192
<EPS-PRIMARY>                                     1.98
<EPS-DILUTED>                                     1.98
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                     0
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                    0
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0