<ARTICLE> 9 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-END> JUN-30-1995 <CASH> 81,736 <INT-BEARING-DEPOSITS> 1,731,107 <FED-FUNDS-SOLD> 3,500 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 878,899 <INVESTMENTS-CARRYING> 596,925 <INVESTMENTS-MARKET> 597,928 <LOANS> 1,213,881 <ALLOWANCE> 18,769 <TOTAL-ASSETS> 2,907,274 <DEPOSITS> 2,003,843 <SHORT-TERM> 0 <LIABILITIES-OTHER> 15,686 <LONG-TERM> 123,000 <COMMON> 8,131 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 213,802 <TOTAL-LIABILITIES-AND-EQUITY> 2,907,274 <INTEREST-LOAN> 61,292 <INTEREST-INVEST> 44,211 <INTEREST-OTHER> 210 <INTEREST-TOTAL> 105,713 <INTEREST-DEPOSIT> 38,198 <INTEREST-EXPENSE> 54,021 <INTEREST-INCOME-NET> 51,692 <LOAN-LOSSES> 2,457 <SECURITIES-GAINS> 18 <EXPENSE-OTHER> 32,372 <INCOME-PRETAX> 30,294 <INCOME-PRE-EXTRAORDINARY> 30,294 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 20,379 <EPS-PRIMARY> 2.94 <EPS-DILUTED> 0 <YIELD-ACTUAL> 0 <LOANS-NON> 0 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 0 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 0 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0