<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE COMPANY'S
CONSOLIDATED FINANCIAL STATEMENTS AND FORM S-4 AS FILED WITH THE SECURITIES AND
EXCHANGE COMMISSION ON AUGUST 8, 1996, AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH DOCUMENTS.
</LEGEND>
<PERIOD-TYPE>                                 6-MOS                   YEAR
<FISCAL-YEAR-END>                          SEP-30-1996             SEP-30-1995
<PERIOD-END>                               MAR-31-1996             SEP-30-1995
<CASH>                                         135,691                 112,931
<INT-BEARING-DEPOSITS>                       4,720,761               5,001,024
<FED-FUNDS-SOLD>                               659,279                 471,052
<TRADING-ASSETS>                                 1,267                   1,081
<INVESTMENTS-HELD-FOR-SALE>                  1,336,030                 461,070
<INVESTMENTS-CARRYING>                         676,391               2,053,206
<INVESTMENTS-MARKET>                           660,582               2,033,912
<LOANS>                                      7,878,080               8,260,240
<ALLOWANCE>                                     36,489                  36,801
<TOTAL-ASSETS>                              11,266,636              11,983,534
<DEPOSITS>                                   4,963,321               5,182,220
<SHORT-TERM>                                 5,088,959               5,556,428
<LIABILITIES-OTHER>                            387,415                 448,283
<LONG-TERM>                                    115,000                 115,000
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                           289                     289
<OTHER-SE>                                     526,152                 495,814
<TOTAL-LIABILITIES-AND-EQUITY>              11,266,636              11,983,534
<INTEREST-LOAN>                                323,930                 526,528
<INTEREST-INVEST>                               90,206                 208,785
<INTEREST-OTHER>                                 7,085                  11,446
<INTEREST-TOTAL>                               421,221                 746,759
<INTEREST-DEPOSIT>                             138,510                 264,366
<INTEREST-EXPENSE>                             309,289                 552,760
<INTEREST-INCOME-NET>                          111,932                 193,999
<LOAN-LOSSES>                                    5,850                  24,293
<SECURITIES-GAINS>                               2,863                      26
<EXPENSE-OTHER>                                 99,304                 194,576
<INCOME-PRETAX>                                 61,387                  90,111
<INCOME-PRE-EXTRAORDINARY>                      26,759                  41,719
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    26,759                  41,719
<EPS-PRIMARY>                                     0.87                    1.35
<EPS-DILUTED>                                     0.87                    1.35
<YIELD-ACTUAL>                                    2.00                    1.92
<LOANS-NON>                                    103,714                  85,235
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                36,801                  23,454
<CHARGE-OFFS>                                    6,250                  11,078
<RECOVERIES>                                        88                     132
<ALLOWANCE-CLOSE>                               36,489                  36,801
<ALLOWANCE-DOMESTIC>                            36,489                  36,801
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0