<ARTICLE> 9
       
                                        
<PERIOD-TYPE>                                9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                         147,726
<INT-BEARING-DEPOSITS>                             396
<FED-FUNDS-SOLD>                                31,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  2,345,395
<INVESTMENTS-CARRYING>                           2,685
<INVESTMENTS-MARKET>                             2,680
<LOANS>                                      1,291,695
<ALLOWANCE>                                     23,404
<TOTAL-ASSETS>                               4,016,603
<DEPOSITS>                                   2,846,353
<SHORT-TERM>                                   285,000
<LIABILITIES-OTHER>                             32,830
<LONG-TERM>                                    100,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        13,069
<OTHER-SE>                                     307,594
<TOTAL-LIABILITIES-AND-EQUITY>               4,016,603
<INTEREST-LOAN>                                 93,215
<INTEREST-INVEST>                              105,354
<INTEREST-OTHER>                                   203
<INTEREST-TOTAL>                               198,799
<INTEREST-DEPOSIT>                              81,246
<INTEREST-EXPENSE>                             102,612
<INTEREST-INCOME-NET>                           96,187
<LOAN-LOSSES>                                    5,726
<SECURITIES-GAINS>                                 148
<EXPENSE-OTHER>                                 61,691
<INCOME-PRETAX>                                 55,230
<INCOME-PRE-EXTRAORDINARY>                      55,230
<EXTRAORDINARY>                                      0
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<EPS-PRIMARY>                                     3.21
<EPS-DILUTED>                                     3.21
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