<ARTICLE> 9
<RESTATED>
       
                                                                                 
<PERIOD-TYPE>                               12-MOS                      YEAR                   YEAR        
<FISCAL-YEAR-END>                          SEP-30-1997              SEP-30-1996           SEP-30-1995     
<PERIOD-END>                               SEP-30-1997              SEP-30-1996           SEP-30-1995     
<CASH>                                         113,805                  109,853               108,092     
<INT-BEARING-DEPOSITS>                           7,195                    9,670                 4,839     
<FED-FUNDS-SOLD>                               349,209                  674,249               471,052     
<TRADING-ASSETS>                                     0                    1,149                 1,081     
<INVESTMENTS-HELD-FOR-SALE>                  1,103,993                1,092,236               461,070     
<INVESTMENTS-CARRYING>                         543,521                  630,216             2,053,206     
<INVESTMENTS-MARKET>                           529,030                  609,394             2,033,912     
<LOANS>                                      8,995,229                7,519,488             8,260,240     
<ALLOWANCE>                                     39,174                   39,660                36,801     
<TOTAL-ASSETS>                              11,967,072               10,712,377            11,983,534     
<DEPOSITS>                                   5,247,668                5,147,945             5,182,220     
<SHORT-TERM>                                 5,300,944                4,322,672             5,556,428     
<LIABILITIES-OTHER>                            414,282                  410,217               448,289     
<LONG-TERM>                                    220,199                  115,000               115,000     
<PREFERRED-MANDATORY>                                0                        0                     0     
<PREFERRED>                                          0                        0                     0     
<COMMON>                                           316                      316                   289     
<OTHER-SE>                                     598,163                  530,727               495,814     
<TOTAL-LIABILITIES-AND-EQUITY>              11,967,072               10,712,377            11,983,534     
<INTEREST-LOAN>                                652,886                  627,940               526,528     
<INTEREST-INVEST>                              146,502                  171,429               208,785     
<INTEREST-OTHER>                                11,320                   12,943                11,446     
<INTEREST-TOTAL>                               810,708                  812,312               746,759     
<INTEREST-DEPOSIT>                             262,761                  272,220               264,366     
<INTEREST-EXPENSE>                             546,064                  584,778               552,760     
<INTEREST-INCOME-NET>                          264,644                  227,534               193,999     
<LOAN-LOSSES>                                   18,107                   16,469                24,293     
<SECURITIES-GAINS>                               2,841                    4,002                    26     
<EXPENSE-OTHER>                                172,136                  253,265               194,576     
<INCOME-PRETAX>                                157,833                   67,836                90,111     
<INCOME-PRE-EXTRAORDINARY>                      78,894                  118,935                41,719     
<EXTRAORDINARY>                                  2,323                        0                     0     
<CHANGES>                                            0                        0                     0     
<NET-INCOME>                                    76,571                  118,935                41,719     
<EPS-PRIMARY>                                     2.42                     4.06                  1.45     
<EPS-DILUTED>                                     2.40                     3.87                  1.35     
<YIELD-ACTUAL>                                    2.52                     2.10                  1.92     
<LOANS-NON>                                     54,711                   93,720                85,235     
<LOANS-PAST>                                         0                        0                     0     
<LOANS-TROUBLED>                                     0                        0                     0     
<LOANS-PROBLEM>                                      0                        0                     0     
<ALLOWANCE-OPEN>                                39,660                   36,801                23,454     
<CHARGE-OFFS>                                   19,036                   13,785                11,078     
<RECOVERIES>                                       443                      175                   132     
<ALLOWANCE-CLOSE>                               39,174                   39,660                36,801     
<ALLOWANCE-DOMESTIC>                            39,174                   39,660                36,801     
<ALLOWANCE-FOREIGN>                                  0                        0                     0     
<ALLOWANCE-UNALLOCATED>                              0                        0                     0