<ARTICLE> 9
<RESTATED>
       
                                                                                       
<PERIOD-TYPE>                                9-MOS                6-MOS                 3-MOS      
<FISCAL-YEAR-END>                          SEP-30-1997          SEP-30-1997           SEP-30-1997  
<PERIOD-END>                               JUN-30-1997          MAR-31-1997           DEC-31-1996  
<CASH>                                          97,561              101,346               125,987  
<INT-BEARING-DEPOSITS>                           5,250                9,906                 6,829  
<FED-FUNDS-SOLD>                               577,059              538,455               582,236  
<TRADING-ASSETS>                                 1,211                1,190                 1,174  
<INVESTMENTS-HELD-FOR-SALE>                  1,094,468              968,143             1,045,927  
<INVESTMENTS-CARRYING>                         563,531              584,953               610,534  
<INVESTMENTS-MARKET>                           543,875              562,315               593,463  
<LOANS>                                      8,271,904            8,032,142             7,957,010  
<ALLOWANCE>                                     38,558               43,748                43,532  
<TOTAL-ASSETS>                              11,439,050           11,002,625            11,059,646  
<DEPOSITS>                                   5,249,888            5,065,804             4,999,286  
<SHORT-TERM>                                 4,811,442            4,714,455             4,898,547  
<LIABILITIES-OTHER>                            389,350              352,969               316,165  
<LONG-TERM>                                    220,194              115,000               115,000  
<PREFERRED-MANDATORY>                                0                    0                     0  
<PREFERRED>                                          0                    0                     0  
<COMMON>                                           316                  316                   316  
<OTHER-SE>                                     582,360              568,581               544,832  
<TOTAL-LIABILITIES-AND-EQUITY>              11,439,050           11,002,625            11,059,646  
<INTEREST-LOAN>                                482,077              318,400               159,264  
<INTEREST-INVEST>                              109,430               73,104                37,139  
<INTEREST-OTHER>                                 8,427                5,527                 2,700  
<INTEREST-TOTAL>                               599,934              397,031               199,103  
<INTEREST-DEPOSIT>                             195,107              129,374                66,724  
<INTEREST-EXPENSE>                             401,025              264,742               133,318  
<INTEREST-INCOME-NET>                          198,909              132,289                65,785  
<LOAN-LOSSES>                                   14,644               11,219                 6,914  
<SECURITIES-GAINS>                               2,277                1,593                   641  
<EXPENSE-OTHER>                                153,000              103,186                53,078  
<INCOME-PRETAX>                                118,157               78,905                35,459  
<INCOME-PRE-EXTRAORDINARY>                      58,969               39,366                17,263  
<EXTRAORDINARY>                                  2,323                    0                     0  
<CHANGES>                                            0                    0                     0  
<NET-INCOME>                                    56,646               39,366                17,263  
<EPS-PRIMARY>                                     1.79                 1.25                  0.55  
<EPS-DILUTED>                                     1.77                 1.23                  0.54  
<YIELD-ACTUAL>                                    2.58                 2.58                  2.63  
<LOANS-NON>                                     54,679               89,116                90,384  
<LOANS-PAST>                                         0                    0                     0  
<LOANS-TROUBLED>                                     0                    0                     0  
<LOANS-PROBLEM>                                      0                    0                     0  
<ALLOWANCE-OPEN>                                39,660               39,660                39,660  
<CHARGE-OFFS>                                   16,033                7,287                 3,096  
<RECOVERIES>                                       287                  156                    54  
<ALLOWANCE-CLOSE>                               38,558               43,748                43,532  
<ALLOWANCE-DOMESTIC>                            38,558               43,748                43,532  
<ALLOWANCE-FOREIGN>                                  0                    0                     0  
<ALLOWANCE-UNALLOCATED>                              0                    0                     0