SIGNATURES
                                  
                                  
      Pursuant to the requirements of the Securities Act of 1933, the
Registrant  certifies  that  it  has duly  caused  this  Registration
Statement  to  be signed on its behalf by the undersigned,  thereunto
duly authorized, in the City of Stevens Point, State of Wisconsin, on
December 15, 1993.

                                   FIRST FINANCIAL CORPORATION


                                   By: /s/ John C. Seramur
                                       John C. Seramur
                                       President and Chief Executive
                                       Officer


                          POWER OF ATTORNEY
                                  
                                  
      KNOW  ALL  PERSONS  BY THESE PRESENTS, that each  person  whose
signature  appears  below  appoints John C.  Seramur  and  Robert  M.
Salinger, jointly and severally, each in his own capacity,  his  true
and  lawful  attorneys-in-fact, with full power of substitution,  for
him  and  in his name, place and stead, in any and all capacities  to
sign  any amendments to this Registration Statement, and to file  the
same,  with  all exhibits thereto, and other documents in  connection
therewith,  with  the  Securities  and  Exchange  Commission,  hereby
ratifying  and  confirming all that said attorney-in-fact,  or  their
substitute  or substitutes, may lawfully do or cause to  be  done  by
virtue hereof.

     Pursuant to the requirements of the Securities Act of 1933, this
Registration  Statement has been signed by the following  persons  in
the capacities indicated on December 15, 1993.



/s/  John  C.  Seramur               President and  Chief  Executive
  John C. Seramur                    Officer, Director



/s/   Thomas   Neuschaefer           (principal   financial   and
   Thomas Neuschaefer                 accounting officer)
   


/s/  Robert  S.  Gaiswinkler         Chairman  of  the  Board,
  Robert S. Gaiswinkler              Director
 



/s/ Gordon M. Haferbecker            Director
 Gordon M. Haferbecker



/s/ James O. Heinecke                Director
  James O. Heinecke


/s/ Robert T. Kehr                   Director
  Robert T. Kehr


/s/ Paul C. Kehrer                   Director
   Paul C. Kehrer


/s/ Robert P. Konopackv              Director
  Robert P. Konopacky


/s/ Dr. George R. Leach              Director
  Dr. George R. Leach


/s/ Ignatius H. Robers               Director
    Ignatius H. Robers


/s/ John H. Sproule                  Director
    John H. Sproule


/s/ Ralph R. Staven                  Director
    Ralph R. Staven


/s/ Norman L. Wanta                  Director
    Normal L. Wanta


/s/ Arlyn G. West                    Director
    Arlyn G. West


                                     Director
   Kenneth B. Willett