EXHIBIT 23.3



                            Consents of Ernst & Young LLP, Independent Auditors



We  consent to the  reference  to our firm under the  caption  "Experts"  in the
Registration  Statement  (Form S-4) and related  Prospectus  of First  Financial
Corporation for the  registration of up to 5,500,000  shares of its common stock
and to the  incorporation  by reference  therein of our report dated January 17,
1994, with respect to the consolidated  financial  statements of First Financial
Corporation  included in its Annual Report to Shareholders  and  incorporated by
reference in its Annual Report (Form 10-K) for the year ended December 31, 1993,
filed with the Securities and Exchange Commission.




/s/Ernst & Young

Milwaukee, Wisconsin
December 9, 1994