EXHIBIT 23.3



              Consents of Ernst & Young LLP, Independent Auditors



We  consent  to the  reference  to our  firm  under  the  caption  "Experts"  in
Pre-Effective  Amendment  No.  1 to the  Registration  Statement  (Form  S-4 No.
33-56823)  and  related  Prospectus  of  First  Financial  Corporation  for  the
registration  of up  to  5,500,000  shares  of  its  common  stock  and  to  the
incorporation  by reference  therein of our report dated January 17, 1994,  with
respect to the consolidated  financial statements of First Financial Corporation
included in its Annual Report to Shareholders  and  incorporated by reference in
its Amended  Annual  Report (Form 10-K/A No. 1) for the year ended  December 31,
1993, filed with the Securities and Exchange Commission.




/s/Ernst & Young

Milwaukee, Wisconsin
January 26, 1995