<ARTICLE>                     5
<MULTIPLIER>                                      1000
<CURRENCY>                                U.S. DOLLARS
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               SEP-30-1995
<EXCHANGE-RATE>                                      1
<CASH>                                         110,526
<SECURITIES>                                 1,060,731
<RECEIVABLES>                                1,766,376
<ALLOWANCES>                                         0
<INVENTORY>                                          0
<CURRENT-ASSETS>                                66,433
<PP&E>                                          30,529
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                               3,034,595
<CURRENT-LIABILITIES>                        2,159,101
<BONDS>                                        671,809
<COMMON>                                       136,643
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     17,186
<OTHER-SE>                                      49,856
<TOTAL-LIABILITY-AND-EQUITY>                 3,034,595
<SALES>                                         51,418
<TOTAL-REVENUES>                                56,532
<CGS>                                                0
<TOTAL-COSTS>                                        0
<OTHER-EXPENSES>                                16,701
<LOSS-PROVISION>                                   450
<INTEREST-EXPENSE>                              32,058
<INCOME-PRETAX>                                      0
<INCOME-TAX>                                     2,306
<INCOME-CONTINUING>                                  0
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     5,017
<EPS-PRIMARY>                                      .83
<EPS-DILUTED>                                      .76