EXHIBIT 23.2

                         CONSENT OF BALL & TREGER, LLP,

                       INDEPENDENT PUBLIC ACCOUNTING FIRM

We consent to the reference to our firm under the caption "Experts" and to the
use of our report dated February 24, 2004, with respect to the financial
statements of Westsound Bank as of and for the year ended December 31, 2003,
included in the Registration Statement on Form S-1 and Prospectus of WSB
Financial Group, Inc. for the registration of between ______ and ________ shares
of common stock.


/s/ BALL & TREGER LLP

Bremerton, Washington
August 28, 2006