1 EXHIBIT 12.2 PACCAR Financial Corp. COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES ------------------------------------------------- PURSUANT TO THE SUPPORT AGREEMENT --------------------------------- BETWEEN THE COMPANY AND PACCAR INC ---------------------------------- (Thousands of Dollars) Year Ended December 31 ------------------------------------------------------ 1993 1992 1991 1990 1989 -------- -------- -------- ------- -------- FIXED CHARGES Interest expense $45,815 $48,914 $62,520 $79,505 $ 84,870 Less: Assumption by PACCAR of interest expense(1) - - - 4,450 - ------- ------- ------- ------- -------- Net interest expense 45,815 48,914 62,520 75,055 84,870 Facility and equipment rental 655 650 834 823 781 ------- ------- ------- ------- -------- TOTAL FIXED CHARGES $46,470 $49,564 $63,354 $75,878 $ 85,651 ======= ======= ======= ======= ======== EARNINGS Income before taxes and cumulative effect of change in accounting method $30,449 $18,645 $ 5,654 $ 6,088 $ 22,553 Depreciation 10,701 10,524 11,057 12,906 11,608 ------- ------- ------- ------- -------- 41,150 29,169 16,711 18,994 34,161 FIXED CHARGES 46,470 49,564 63,354 75,878 85,651 ------- ------- ------- ------- -------- EARNINGS AS DEFINED $87,620 $78,733 $80,065 $94,872 $119,812 ======= ======= ======= ======= ======== RATIO OF EARNINGS TO FIXED CHARGES 1.89x 1.59x 1.26x 1.25x 1.40x (1) In order to maintain the ratio of earnings to fixed charges in 1990, PACCAR Inc provided earnings support of $7.3 million by assuming $4.5 million of the Company's interest expense and forgiving $2.8 million in administrative service charges. -30-