<ARTICLE> 5
<LEGEND>
This schedule contains summary financial information extracted from the
Balance Sheets, Statements of Income and Retained Earnings and Statements of
Cash Flows and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   QTR-3
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-START>                              JUL-1-1994
<PERIOD-END>                               SEP-30-1994
<CASH>                                           7,693
<SECURITIES>                                         0
<RECEIVABLES>                                1,621,167
<ALLOWANCES>                                    27,260
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                          55,265
<DEPRECIATION>                                  15,422
<TOTAL-ASSETS>                               1,649,082
<CURRENT-LIABILITIES>                           35,765
<BONDS>                                      1,302,056
<COMMON>                                        14,500
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     31,000
<OTHER-SE>                                     201,118
<TOTAL-LIABILITY-AND-EQUITY>                 1,649,082
<SALES>                                              0
<TOTAL-REVENUES>                               102,664
<CGS>                                                0
<TOTAL-COSTS>                                        0
<OTHER-EXPENSES>                                24,332
<LOSS-PROVISION>                                 1,248
<INTEREST-EXPENSE>                              45,506
<INCOME-PRETAX>                                 31,578
<INCOME-TAX>                                    12,587
<INCOME-CONTINUING>                             18,991
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    18,991
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0