<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED CONSOLIDATED BALANCE SHEET AND THE UNAUDITED STATEMENT OF CONSOLIDATED
INCOME AND RETAINED EARNINGS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               SEP-30-1995
<DEBT-HELD-FOR-SALE>                        10,823,121
<DEBT-CARRYING-VALUE>                        2,223,211
<DEBT-MARKET-VALUE>                          2,438,970
<EQUITIES>                                   1,101,912
<MORTGAGE>                                     414,505
<REAL-ESTATE>                                  500,353
<TOTAL-INVEST>                              15,195,242
<CASH>                                          55,340
<RECOVER-REINSURE>                             148,108
<DEFERRED-ACQUISITION>                         356,677
<TOTAL-ASSETS>                              17,778,811
<POLICY-LOSSES>                              2,217,911
<UNEARNED-PREMIUMS>                            930,953
<POLICY-OTHER>                                 158,427
<POLICY-HOLDER-FUNDS>                        8,564,980
<NOTES-PAYABLE>                              1,087,199
<COMMON>                                       216,125
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                   3,394,257
<TOTAL-LIABILITY-AND-EQUITY>                17,778,811
<PREMIUMS>                                   1,806,190
<INVESTMENT-INCOME>                            799,792
<INVESTMENT-GAINS>                              43,238
<OTHER-INCOME>                                 118,386
<BENEFITS>                                   1,689,749
<UNDERWRITING-AMORTIZATION>                    305,293
<UNDERWRITING-OTHER>                                 0
<INCOME-PRETAX>                                361,825
<INCOME-TAX>                                    79,059
<INCOME-CONTINUING>                            282,766
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   282,766
<EPS-PRIMARY>                                     4.49
<EPS-DILUTED>                                        0
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0