<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEETS, STATEMENTS OF INCOME AND RETAINED EARNINGS AND STATEMENTS OF CASH FLOWS
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                           6,739
<SECURITIES>                                         0
<RECEIVABLES>                                1,961,172
<ALLOWANCES>                                    34,105
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                          59,009
<DEPRECIATION>                                  19,632
<TOTAL-ASSETS>                               1,987,226
<CURRENT-LIABILITIES>                                0
<BONDS>                                        966,850
<COMMON>                                             0
<PREFERRED-MANDATORY>                           31,000
<PREFERRED>                                     14,500
<OTHER-SE>                                     227,836
<TOTAL-LIABILITY-AND-EQUITY>                 1,987,226
<SALES>                                              0
<TOTAL-REVENUES>                               131,322
<CGS>                                                0
<TOTAL-COSTS>                                   76,871
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                 3,140
<INTEREST-EXPENSE>                                   0
<INCOME-PRETAX>                                 33,855
<INCOME-TAX>                                    13,627
<INCOME-CONTINUING>                             20,228
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    20,228
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0