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                                                                    EXHIBIT 99.5


                                RULE 438 CONSENT


        In accordance with Rule 438 under the Securities Act of 1933, as
amended, the undersigned hereby consents to being named as a prospective
director of United Security Bancorporation ("USBN") in the Registration
Statement on Form S-4 that has been prepared by counsel and will be filed by
USBN with the Securities and Exchange Commission.


                                       /s/ Wes Colley
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                                       Wes Colley

                                       Dated Signed:  12/11/98
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