UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 27, 2003 SOVEREIGN BANCORP, INC. (Exact name of registrant as specified in its charter) Pennsylvania 1-16581 23-2453088 - ------------ ------- ------------- (State or other (Commission (IRS Employer jurisdiction of) File Number) Ident. No.) incorporation 1500 Market Street, Philadelphia, Pennsylvania 19102 - ----------------------------------------------- ----- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (215) 557-4630 N/A - ---------------------------------------------------------------- (Former name or former address, if changed since last report.) - ---------------------------------------------------------------- - ---------------------------------------------------------------- PAGE 2 Item 7. Financial Statements and Exhibits. (a) Exhibits. The following exhibits are furnished herewith: 99.1 Press Release, dated June 27, 2003, of Sovereign Bancorp, Inc. (the "Company") Item 9. Regulation FD Disclosure On June 27, 2003, the Company issued a press release regarding the settlement of the remarketing of its Trust Preferred Income Equity Redeemable Securities. The press release, attached as Exhibit 99.1 hereto and incorporated herein by reference, is being furnished pursuant to Item 9. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. SOVEREIGN BANCORP, INC. Dated: June 27, 2003 /s/ James D. Hogan ----------------------- James D. Hogan Chief Financial Officer PAGE 3 EXHIBIT INDEX Exhibit Number - ------- 99.1 Press Release, dated June 27, 2003, of Sovereign Bancorp, Inc.