UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

         Date of Report (Date of earliest event reported): July 17, 2003

                        UNITED SECURITY BANCSHARES, INC.
             ------------------------------------------------------
             (Exact Name of Registrant as Specified in its Charter)

        Delaware                      0-14549                  63-0843362
(State of Incorporation)     (Commission File Number)         (IRS Employer
                                                          Identification Number)

         131 West Front Street, P.O. Box 249, Thomasville, Alabama 36784
          (Address of principal executive offices, including zip code)

                                 (334) 636-5424
              (Registrant's telephone number, including area code)



Item 7. Financial Statements and Exhibits.

(c) Exhibits.

         Exhibit Number                 Exhibit
         --------------                 -------
         99.1                           Press Release dated July 17, 2003

Item 9. Regulation FD Disclosure/Results of Operations and Financial Condition
(Provided Pursuant to Item 12).

      On July 17, 2003, United Security Bancshares,  Inc. issued a press release
announcing  financial  results for the quarter  ended June 30,  2003.  The press
release is attached as Exhibit  99.1 to this Form 8-K and is  furnished  to, but
not filed with, the  Commission.  This  information is provided under Item 12 of
Form 8-K.





                                   SIGNATURES

      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                     UNITED SECURITY BANCSHARES, INC.

                                     By: /s/ Larry M. Sellers
                                         ---------------------------------------
                                         Larry M. Sellers
                                         Vice President, Secretary and Treasurer

Dated: July 17, 2003





INDEX TO EXHIBITS

Exhibit Number                 Exhibit
- --------------                 -------
99.1                           Press Release dated July 17, 2003*

*     This  exhibit is  furnished  to, but not filed  with,  the  Commission  by
      inclusion herein.