UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 17, 2003 UNITED SECURITY BANCSHARES, INC. - -------------------------------------------------------------------------------- (Exact Name of Registrant as Specified in its Charter) Delaware 0-14549 63-0843362 (State of Incorporation) (Commission File Number) (IRS Employer Identification Number) 131 West Front Street, P.O. Box 249, Thomasville, Alabama 36784 (Address of principal executive offices, including zip code) (334) 636-5424 (Registrant's telephone number, including area code) Item 7. Financial Statements and Exhibits. (c) Exhibits. Exhibit Number Exhibit -------------- ------- 99.1 Press Release dated October 17, 2003 Item 9. Regulation FD Disclosure/Results of Operations and Financial Condition (Provided Pursuant to Item 12). On October 17, 2003, United Security Bancshares, Inc. issued a press release announcing financial results for the quarter ended September 30, 2003. The press release is attached as Exhibit 99.1 to this Form 8-K and is furnished to, but not filed with, the Commission. This information is provided under Item 12 of Form 8-K. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. United Security Bancshares, Inc. By: /s/ Larry M. Sellers --------------------------------------- Larry M. Sellers Vice President, Secretary and Treasurer Dated: October 17, 2003 INDEX TO EXHIBITS Exhibit Number Exhibit - -------------- ------- 99.1 Press Release dated October 17, 2003* *This exhibit is furnished to, but not filed with, the Commission by inclusion herein.