UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report: January 27, 2004 The South Financial Group, Inc. ------------------------------------------------------ (Exact name of registrant as specified in its charter) South Carolina 0-15083 57-0824914 ------------------------- ------------ ---------------------- (State or other juris- (Commission (IRS Employer diction of incorporation) File Number) Identification Number) 102 South Main Street, Greenville, South Carolina 29601 ------------------------------------------------- ----- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (864) 255-7900 Item 12. Results of Operations and Financial Condition TSFG's fourth quarter 2003 earnings release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. Exhibit Index EXHIBIT 99.1 Earnings Release and attached documentation issued January 27, 2004 (furnished and not filed). Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. THE SOUTH FINANCIAL GROUP, INC. January 27, 2004 By: /s/ William S. Hummers III -------------------------- William S. Hummers III Executive Vice President