UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported): February 4, 2004

                        UNITED SECURITY BANCSHARES, INC.
- --------------------------------------------------------------------------------
             (Exact Name of Registrant as Specified in its Charter)


        Delaware                      0-14549                  63-0843362
(State of Incorporation)     (Commission File Number)         (IRS Employer
                                                          Identification Number)

         131 West Front Street, P.O. Box 249, Thomasville, Alabama 36784
          (Address of principal executive offices, including zip code)

                                 (334) 636-5424
              (Registrant's telephone number, including area code)




Item 7. Financial Statements and Exhibits.

(c)   Exhibits.

      Exhibit Number                 Exhibit
      --------------                 -------
      99.1                           Press Release dated February 4, 2004

Item 9. Regulation FD  Disclosure/Results  of Operations and Financial Condition
(Provided Pursuant to Item 12).

      On February  4, 2004,  United  Security  Bancshares,  Inc.  issued a press
release  announcing  financial  results for the quarter ended December 31, 2003.
The press  release is attached as Exhibit 99.1 to this Form 8-K and is furnished
to, but not filed with, the Commission.  This information is provided under Item
12 of Form 8-K.




                                   SIGNATURES

         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                     United Security Bancshares, Inc.

                                     By: /s/ Larry M. Sellers
                                         ---------------------------------------
                                         Larry M. Sellers
                                         Vice President, Secretary and Treasurer

Dated: February 4, 2004




INDEX TO EXHIBITS

Exhibit Number                Exhibit
- --------------                -------
99.1                          Press Release dated February 4, 2004*

*     This  exhibit is  furnished  to, but not filed  with,  the  Commission  by
      inclusion herein.