UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
April 20, 2004
SOVEREIGN BANCORP, INC.
(Exact name of registrant as specified in its charter)
Pennsylvania 1-16581 23-2453088
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(State or other (Commission (IRS Employer
jurisdiction of) File Number) Ident. No.)
incorporation
1500 Market Street, Philadelphia, Pennsylvania 19102
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code
(215) 557-4630
N/A
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(Former name or former address, if changed since last report.)
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Item 7. Financial Statements and Exhibits.
(a) Exhibits.
The following exhibits are furnished herewith:
99.1 Press Release, dated April 20, 2004, of Sovereign Bancorp,
Inc. (the "Company")
Item 12. Results of Operations and Financial Condition.
On April 20, 2004, Sovereign Bancorp, Inc. issued a press release
discussing first quarter results. The press release, attached as Exhibit 99.1
hereto and incorporated herein by reference, is being furnished to the SEC and
shall not be deemed to be "filed" for any purpose.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
SOVEREIGN BANCORP, INC.
Dated: April 20, 2004 /s/ James D. Hogan
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James D. Hogan
Chief Financial Officer
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EXHIBIT INDEX
Exhibit
Number
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99.1 Press Release, dated April 20, 2004, of Sovereign Bancorp, Inc.