UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2004 UNITED SECURITY BANCSHARES, INC. ------------------------------------------------------ (Exact Name of Registrant as Specified in its Charter) Delaware 0-14549 63-0843362 (State of (Commission File (IRS Employer Incorporation) Number) Identification Number) 131 West Front Street, P.O. Box 249, Thomasville, Alabama 36784 (Address of principal executive offices, including zip code) (334) 636-5424 (Registrant's telephone number, including area code) Item 7. Financial Statements and Exhibits. (c) Exhibits. Exhibit Number Exhibit -------------- ------- 99.1 Press Release dated July 23, 2004 Item 9. Regulation FD Disclosure/Results of Operations and Financial Condition (Provided Pursuant to Item 12). On July 23, 2004, United Security Bancshares, Inc. issued a press release announcing financial results for the quarter ended June 30, 2004. The press release is attached as Exhibit 99.1 to this Form 8-K and is furnished to, but not filed with, the Commission. This information is provided under Item 12 of Form 8-K. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. United Security Bancshares, Inc. By: /s/ Larry M. Sellers ------------------------- Larry M. Sellers Vice President, Secretary and Treasurer Dated: July 23, 2004 INDEX TO EXHIBITS Exhibit Number Exhibit - -------------- ------- 99.1 Press Release dated July 23, 2004* *This exhibit is furnished to, but not filed with, the Commission by inclusion herein.