UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) August 12, 2004
Commonwealth Bankshares, Inc.
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(Exact name of small business issuer in its charter)
Virginia 01-17377 54-1460991
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(State or other jurisdiction (Commission (I.R.S. Employer
of incorporation) File Number) Identification No.)
403 Boush Street, Norfolk, Virginia 23510
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number including area code: (757) 446-6900
Item 9. Regulation FD Disclosure
On August 12, 2004, Commonwealth Bankshares, Inc. issued a press release
announcing its record earnings for the year ended June 30, 2004. This
information is being furnished pursuant to Item 12, "Results of Operations and
Financial Condition," of Form 8-K. A copy of the press release is furnished
herewith as Exhibit 99.1.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Commonwealth Bankshares, Inc.
Date: August 12, 2004 By: /s/ Cynthia A. Sabol, CPA
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Name: Cynthia A. Sabol, CPA
Title: Executive Vice President and
Chief Financial Officer
Exhibit Index
Exhibit No. Description
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99.1 Press Release dated August 12, 2004.