UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 22, 2004 UNITED SECURITY BANCSHARES, INC. ------------------------------------------------------ (Exact Name of Registrant as Specified in its Charter) Delaware 0-14549 63-0843362 (State of (Commission (IRS Employer Incorporation) File Number) Identification Number) 131 West Front Street, P.O. Box 249, Thomasville, Alabama 36784 (Address of principal executive offices, including zip code) (334) 636-5424 (Registrant's telephone number, including area code) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: |_| Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |_| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |_| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13a-4(c)) Item 2.02 Results of Operations and Financial Condition. On October 22, 2004, United Security Bancshares, Inc. issued a press release announcing financial results for the quarter ended September 30, 2004. The press release is attached as Exhibit 99.1 to this Form 8-K and is furnished to, but not filed with, the Commission. Item 9.01 Financial Statements and Exhibits. (c) Exhibits. Exhibit Number Exhibit -------------- ------- 99.1 Press Release dated October 22, 2004 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UNITED SECURITY BANCSHARES, INC. By: /s/ Larry M. Sellers ------------------------- Larry M. Sellers Vice President, Secretary and Treasurer Dated: October 22, 2004 INDEX TO EXHIBITS Exhibit Number Exhibit - -------------- ------- 99.1 Press Release dated October 22, 2004* * This exhibit is furnished to, but not filed with, the Commission by inclusion herein.