Exhibit 32.1

                            Certification pursuant to
                             18 U.S.C. Section 1350,
                             as adopted pursuant to
                  Section 906 of the Sarbanes-Oxley Act of 2002

Richard P.  McStravick,  President and Chief Executive  Officer,  and Anthony J.
Fabiano,  Senior Vice  President  and Chief  Financial  Officer of Sound Federal
Bancorp, Inc. (the "Company"), each certify in his capacity as an officer of the
Company that he has reviewed  the  Quarterly  Report of the Company on Form 10-Q
for the  quarterly  period ended  September 30, 2005 and that to the best of his
knowledge:

      (1)   the report fully  complies with the  requirements  of Sections 13(a)
            and 15(d) of the Securities Exchange Act of 1934; and

      (2)   the  information  contained in the report  fairly  presents,  in all
            material respects, the financial condition and results of operations
            of the Company.

The purpose of this  statement  is solely to comply  with Title 18,  Chapter 63,
Section  1350 of the United  States  Code,  as  amended  by  Section  906 of the
Sarbanes-Oxley Act of 2002.

A signed  original of this  written  statement  required by Section 906 has been
provided to Sound  Federal  Bancorp,  Inc. and will be retained by Sound Federal
Bancorp,  Inc. and furnished to the  Securities  and Exchange  Commission or its
staff upon request.

November 8, 2005                       /s/ Richard P. McStravick
- ----------------                       -----------------------------------------
Date                                       President and Chief Executive Officer


November 8, 2005                       /s/ Anthony J. Fabiano
- ----------------                       -----------------------------------------
Date                                       Senior Vice President and
                                           Chief Financial Officer